The people's voice of reason


That’s the question we’re answering in the latest episode of our audio

series, SSA Talks. Our Chief Actuary Steve Goss sheds light on our trust

funds and how they relate to your future benefits.

The 12-minute episode includes a fact sheet and transcript. The fact sheet

provides more information about the trust funds and how much protection

our benefits offer.

We invite you to visit our SSA Talks page at

html to listen and subscribe to receive alerts about future episodes! For

more information and news about Social Security, we encourage you to check

out our Communications Corner at

Please share this with your friends, family, and colleagues.

SOCIAL SECURITY’S TOP 10 WEBPAGES FOR 2024 is your best resource to learn about Social Security programs

and do business with us. Our website is designed to make it easy for you

to find what you need. Here are our top 10 webpages:

1. my Social Security — You can open a personal my Social Security

account to verify your earnings, view your Social Security Statement,

get benefit estimates, and more, at

2. Social Security blog — You can find the latest Social Security news

and updates at You can easily share these informative

articles with others.

3. Frequently Asked Questions (FAQ) — Do you need answers to

Social Security-related questions? Visit to find answers

to common questions and other valuable information.

4. Retirement Application — You can complete and submit your online

application for retirement benefits in as little as 15 minutes at

5. Disability Application — You can apply for disability benefits online


6. Publications — Visit our online publication library for information on

key subjects at (includes audio versions).

7. Medicare — Sign up for Medicare at

8. Online Services — You can take care of most business with us by visiting

9. People Helping Others — Use these resources to help your family

and others in your community at

10. Fraud and Scam Prevention and Reporting — Learn how to recognize

and report Social Security fraud and scams at

Remember, if you need information or want to do business with us, the

first place to go to is our website. Please share these top resources with

your loved ones.


More than 71 million Americans will see a 3.2% increase in their Social

Security benefits and Supplemental Security Income (SSI) payments in 2024.

On average, Social Security retirement benefits will increase by more than

$50 per month starting in January.

Federal benefit rates increase when the cost-of-living rises, as measured by

the Department of Labor’s Consumer Price Index (CPI-W). The CPI-W rises

when inflation increases, leading to a higher cost-of-living. This change

means prices for goods and services, on average, are higher. The cost-ofliving

adjustment (COLA) helps to offset these costs.

We will mail COLA notices throughout the month of December to retirement,

survivors, and disability beneficiaries, SSI recipients, and representative

payees. But if you want to know your new benefit amount sooner, you can

securely obtain your Social Security COLA notice online using the Message

Center in your personal my Social Security account at

You can access this information in early December, prior to receiving

the mailed notice. Benefit amounts will not be available before December.

Since you will receive the COLA notice online or in the mail, you don’t need

to contact us to get your new benefit amount.

If you prefer to access your COLA notice online and not receive the mailed

notice, you can log in to your personal my Social Security account at to opt out by changing your preferences in the

Message Center. You can update your preferences to opt out of the mailed

COLA notice, and any other notices that are available online. Did you know

you can receive a text or email alert when there is a new message waiting for

you? That way, you always know when we have something important for

you – like your COLA notice. If you don’t have an account yet, you must

create one by November 14, 2023, to receive the 2024 COLA notice online.

“Social Security and SSI benefits will increase in 2024, and this will help

millions of people keep up with expenses,” said Kilolo Kijakazi, Acting

Commissioner of Social Security.

January 2024 marks when other changes will happen based on the increase

in the national average wage index. For example, the maximum amount of

earnings subject to Social Security payroll tax in 2024 will be higher. The

retirement earnings test exempt amount will also change in 2024. Learn more


Be among the first to know! Sign up for or log in to your personal my Social

Security account today at Choose email or text

under “Message Center Preferences” to receive courtesy notifications.

You can find more information about the 2024 COLA at

The holiday season often brings us feelings of warmth and joy.

At Social Security, we want you to know we share the same joy

when it comes to serving you, whether it be online, by telephone, or

in person. Our online services are available to help you do business

with us in an easy, convenient, and secure way.

It all starts with a personal my Social Security account.

More than 71 million people have signed up for their personal account!

You can create a personal my Social Security account to:

• Apply for retirement, spouse, or disability benefits.

• Apply for Medicare.

• Check your application or appeal status.

If you receive benefits, you can use your personal my Social

Security account to:

• Change your address. (Social Security benefits only)

• Change your direct deposit information.

(Social Security benefits only)

• Instantly get proof of benefits.

• Print your SSA-1099.

If you do not receive Social Security benefits, you can use a personal

my Social Security account to:

• Get personalized retirement, spouse, or disability benefit


• Get your Social Security Statement.

• Get instant proof that you do not receive benefits.

You can use our services on-the-go or from the comfort of your home.

Please visit to view the services available

to you. We want you to have a safe, happy holiday season and know

that we are here for you.


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