The people's voice of reason
The people's voice of reason
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Medicare nightmares and how to avoid them Whether it’s something not being covered or a bill you weren’t expecting, healthcare surprises are absolute nightmares. Unfortunately, Medicare Advantage nightmares are all too common. The good news is that many Medicare Advantage issues can be avoided. This article from Chapter explains more about the most common Medicare Advantage nightmares and how you can avoid them. Unable to afford care due to high out-of-pocket costs Medicare Advantage plans have...
The March effect: Why divorce filings spike every spring Divorce filings in the U.S. follow a predictable seasonal pattern, peaking in March and August every year, and researchers say the timing reveals something important about how people actually end marriages. In this article, Skillern Firm Divorce & Child Custody Lawyers, a Texas family law firm, examines the data behind divorce filing trends in the U.S. and what these seasonal patterns may reveal about how couples approach the decision to...
The top 10 states with the longest life expectancy, and what that means for your life insurance coverage People in the United States are generally living longer — and that means if you’re shopping for a life insurance policy, it may be a good idea to plan for a longer coverage duration, Everly Life reports. This is especially true if you live in one of the top 10 states ranked by longest life expectancy. While the average lifespan of an American currently sits at 79 years (men at 76.5 yea...
14% of parents say nature is essential for kids. So why are families stuck inside? American parents aren't confused about what their kids need. They're just not doing it. A new national survey from Westgate Resorts found that 95% of U.S. parents believe nature and outdoor experiences are a nonnegotiable part of childhood development. But that's not the surprising number. What's surprising is how little it translates into action. Only about a third of those same families actually get outside...
Gorodenkoff // Shutterstock Movies and TV shows casting in Mobile The glitz and glam of Hollywood captures attention starting from an early age. Beyond celebrities' Instagram Stories and red carpet poses, there are actors out there paying their dues and honing their craft in pursuit of a sustainable career or a fulfilling sideline. Submitting to casting calls is a big part of that journey. Whether you're a working actor or an aspiring one, you might be curious to know which movies and TV shows...
Rural high school students are more likely than city kids to get their diplomas, but they remain less likely to go to college Many high school seniors are currently in the midst of the college application process or are already waiting to hear back from their selected schools. For high school students in rural parts of the United States, the frantic pace of the college application process can look a bit different. For starters, some of these rural students might not have large numbers of elite...
Grusho Anna // Shutterstock Movies and TV shows casting in Birmingham The glitz and glam of Hollywood captures attention starting from an early age. Beyond celebrities' Instagram Stories and red carpet poses, there are actors out there paying their dues and honing their craft in pursuit of a sustainable career or a fulfilling sideline. Submitting to casting calls is a big part of that journey. Whether you're a working actor or an aspiring one, you might be curious to know which movies and TV...
1 small hypoallergenic dog breeds that barely shed You love dogs. Your immune system? Not so much. Maybe you’ve spent years admiring other people’s pups from a safe distance, or maybe you already know the exact aisle where your pharmacy keeps the antihistamines. Either way, you’ve probably wondered: Is there a dog out there that won’t leave you reaching for tissues every five minutes? Small hypoallergenic dogs produce less dander and shed minimally, which means fewer allergens circulating throu...
What to know about pain and suffering after an auto accident The term “pain and suffering” sounds pretty straightforward, but as a legal term, it is strict and complex. You can only receive money for pain and suffering in specific circumstances, and it takes an attorney who understands the law to prove that your car accident case qualifies. Physical impairment, loss of limb, physical pain, disfigurement, loss of quality of life, loss of enjoyment of life, loss of consortium, and emotional dis...
What is wisdom, and can it be taught? Emily Swanson was under pressure — not the end-of-the-world variety, but definitely stressful: prepping for her PhD qualifying exams. She fully expected the process to be grueling. But then, like a character from a heroic tale, she had an encounter that changed her path. Swanson took a job as a teaching assistant with Monika Ardelt, a leader in the scientific study of wisdom. Ardelt, a University of Florida sociologist, teaches an undergraduate course c...
Can we bring back the butterflies? The Butterfly Grove at Pismo Beach used to sound alive before you even saw it. On a winter morning over a decade ago, visitors to the grove stood beneath the towering eucalyptus and heard a faint rustle, like distant rain, as thousands of monarch butterflies shifted their wings along the branches overhead. Through a docent’s telescope, tight clusters the size of pine cones resolved into overlapping black and orange wings, each butterfly hanging in suspended a...
Billion Photos // Shutterstock How many homes are getting built in Montgomery in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is...
Andy Dean Photography // Shutterstock How many homes are getting built in Mobile in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is...
Aleksandrkozak // Shutterstock How many homes are getting built in Huntsville in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is...
Andy Dean Photography // Shutterstock How many homes are getting built in Gadsden in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is...
Andy Dean Photography // Shutterstock How many homes are getting built in Florence in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is...
Sundry Photography // Shutterstock How many homes are getting built in Dothan in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is...
Sundry Photography // Shutterstock How many homes are getting built in Daphne in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is...
Sundry Photography // Shutterstock How many homes are getting built in Decatur in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is...
Billion Photos // Shutterstock How many homes are getting built in Birmingham in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is...
Aleksandrkozak // Shutterstock How many homes are getting built in Auburn in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is needed...
Aleksandrkozak // Shutterstock How many homes are getting built in Anniston in 2026? Homebuilding plays a critical role in maintaining a steady housing supply and keeping prices at sustainable levels. As the U.S. population grows, more housing is needed to meet demand. Since the Great Recession, construction has lagged well behind what is needed, which is one of the main reasons home prices are so high today. Supply has slowly increased over the past few years but is still below what is needed...
5 ways to sleep better when anxiety takes hold For many, the simple act of falling asleep becomes a battle when anxiety takes hold. Our minds race, our bodies tense, and the quiet peace needed for rest feels miles away. There’s a simple motto to navigate this challenge: “Mind, Body, Buffer Zone.” These are the three crucial pathways to focus on when anxiety interferes with sleep. Think of them as three distinct doorways. To fall asleep while anxious, you can choose a skill from any of these...
Where cyclists face the highest risks on US roads Cycling fatalities in the United States reached a record high in 2023, the most recent year with complete federal data available. According to NHTSA's Fatality Analysis Reporting System (FARS), 1,166 pedalcyclists were killed in motor vehicle traffic crashes that year, a 4.4% increase from 2022 and the highest count in more than four decades. The same data shows that 49,989 cyclists were injured in crashes during 2023, an 8% increase from the...
What to do if you miss payments, and how to help prevent them from happening If you’ve made thousands of on-time payments over the course of your life, it’s reasonable to think that one missed bill wouldn’t be a big deal. But you’d be wrong. A recent Reddit thread went viral for pointing out that one missed student-loan payment sunk the poster’s credit score by more than 200 points – from a stellar 808, down to 587. To be sure, some specific circumstances led to that cratered score: 90 days lat...
