The people's voice of reason
The people's voice of reason
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A guide to medication formularies: Understanding your prescription coverage When you’re comparing health plans, knowing which medications are covered, how they’re covered, and how much they’ll cost can save you a lot of frustration and money. That’s why a health plan’s formulary is important. It’s an essential component of an insurance plan. You should review it to confirm that the coverage fits both your prescription medication needs and your budget. Below, GoodRx, a platform for medication...
Why some sports cards become pieces of history Almost every family has a keepsake whose meaning far exceeds its material value: a ticket stub, a handwritten recipe, a faded photograph or a trading card saved from childhood. Sports cards can carry that same emotional and historical weight. They begin as mass-produced pieces of paper, yet the examples preserved over decades can become records of the athletes, eras and memories people chose to hold onto. Today’s collecting culture places greater e...
Where Social Security cuts could have the greatest economic impact Social Security is a major source of retirement income for millions of Americans, but its economic importance varies sharply by locality. In some communities, benefits represent a relatively small share of total income. In others, they account for a substantial portion of money flowing into the local economy. That reliance may become more consequential as the Social Security trust funds face long-term solvency pressure, with...
AI layoff anxiety is fueling employee disengagement More than a third of American workers say there’s little point in working hard because it won’t protect them from layoffs or AI. As AI-related layoffs have become increasingly common, the workforce is disengaging instead of working harder to save their jobs. In the “Employee Engagement Report,” based on a June 2026 survey of 1,000 U.S.-based employees by Founder Reports, 36% said going above and beyond won’t save their job, so they see littl...
5 foods that can help you manage GLP-1 side effects Glucagonlike peptide-1 (GLP-1) agonist medications can help treat several medical conditions and improve heart and kidney health. There are several FDA-approved GLP-1 agonists, including: - Semaglutide (Ozempic, Wegovy, Rybelsus) - Liraglutide (Victoza, Saxenda) - Dulaglutide (Trulicity) - Tirzepatide (Mounjaro, Zepbound) - Orforglipron (Foundayo) - Exenatide (Byetta, Bydureon BCise) But, like any medication, GLP-1s may cause side effects. You...
How do I address the financial reality of caring for my aging parents? (It costs the average family $7,200 a year) Nearly 1 in 4 American adults is currently providing unpaid care for an aging family member — managing medications, attending medical appointments, coordinating home care, and often absorbing significant financial costs that never appear in any official accounting. Half report at least one negative financial impact from caregiving: depleted savings, new debt, reduced retirement c...
A smaller labor force means a smaller economy In 2024, the U.S. fertility rate reached a new low of 1.6. Net immigration started declining rapidly that same year and quite possibly turned negative in 2025. This combination of factors has brought the rate of population growth to a historic low, a development with major economic implications, The Dispatch reports. Perhaps the most obvious consequence is lower overall output growth. Economic growth generally comes from an increase in the labor...
FOTOGRIN // Shutterstock Cities with the most expensive homes in the Anniston metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
FOTOGRIN // Shutterstock Cities with the most expensive homes in the Auburn metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
Arina P Habich // Shutterstock Cities with the most expensive homes in the Birmingham metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making...
Volodymyr Kyrylyuk // Shutterstock Cities with the most expensive homes in the Daphne metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making...
FOTOGRIN // Shutterstock Cities with the most expensive homes in the Decatur metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
scarp577 // Shutterstock Cities with the most expensive homes in the Dothan metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
FOTOGRIN // Shutterstock Cities with the most expensive homes in the Florence metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
Arina P Habich // Shutterstock Cities with the most expensive homes in the Gadsden metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
FOTOGRIN // Shutterstock Cities with the most expensive homes in the Huntsville metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly pay...
Konstantin L // Shutterstock Cities with the most expensive homes in the Mobile metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
scarp577 // Shutterstock Cities with the most expensive homes in the Montgomery metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly pay...
Arina P Habich // Shutterstock Cities with the most expensive homes in the Tuscaloosa metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making...
Sunspots vs. freckles: How to tell them apart Those little brown marks on the skin confuse many people. Both involve excess pigment in the skin, but they arise from different causes and behave differently. Freckles often bring back memories of summer days as a kid, while sunspots can signal that the skin has been exposed to too much sun over the years. Knowing which is which helps people take better care of their skin and recognize when a spot warrants medical attention. Doctronic explains how t...
6% of search journeys now involve AI. Here is what that means for brand visibility. Thirty percent of consumers now use AI for product research. A year ago, that figure was 12%. At the same time, roughly 40% of Google results include an AI Overview, according to a Brainlabs analysis of internal SEOClarity data, meaning people are reading AI-generated answers without actively choosing to. Add those two things together and the share of search journeys that involve AI in some form is already...
How housing alternatives are giving the traditional starter home its comeback Watch nearly any classic movie from the early 2000s, and you'll always find one family in a picture-perfect home. It’s the never-changing white picket fence, the nicely mowed grass, and three different generations under one roof every holiday season. For decades, the starter home has been the entry point to that picture. Today, for millions of Americans, that entry point has nearly disappeared, leaving first-time b...
How interest rates work in 2026: A plain-English guide for everyday borrowers An interest rate is the amount lenders charge for borrowing money. It’s typically expressed as a percentage of the principal on an annual basis. Interest impacts your loan, so it’s crucial to have interest rates explained if you don’t have a complete understanding of how it works. How Are Interest Rates Determined? Rates are determined by a combination of factors, including: - Central bank policies - Economic condi...
4 in 5 Americans report financial stress. Here's what it’s doing to their mental health. Financial stress is one of the most consistent triggers of anxiety and depressive symptoms in adults. The American Psychological Association's 2024 Stress in America survey of more than 3,300 U.S. respondents found that 73% of them rated the economy as a significant source of stress, making it the second most common stressor in the country. A separate national survey of over 1,000 U.S. adults found that a...
Maxim Grohotov // Shutterstock Hottest Julys in Alabama since 1895 In 2022, the continental United States experienced its third hottest July since 1895, according to data from the National Oceanic and Atmospheric Administration, while 20 states saw one of their 10 hottest days in the same month. The year prior, July marked the hottest month on record worldwide. Climate change is driving rising temperatures and more record heat. The Earth’s temperature has climbed each decade since 1880 by a...
