The people's voice of reason
The people's voice of reason
Sorted by date Results 2029 - 2053 of 2514
The new year doesn't necessarily bring about a shift in scam tactics. In fact, over the years, many scams have slowly evolved as scammers incorporate new technology and play off of the most recent major events. But there is a general sense that scams and fraud have become increasingly common around the world. The Global Anti-Scam Alliance, or GASA, reports that over $1.03 trillion was lost to scammers in 2024. Scammers almost always have the same goal—to get people's personal information or m...
A business credit card can affect your personal credit score, but it depends on the type of card, how the provider reports your card activity to credit bureaus, and how you use the card. Understanding How Business Credit Cards Can Affect Your Personal Credit Score If you apply for a business credit card, your personal credit score will likely take a temporary hit due to a hard inquiry from the credit card issuer, Ramp reports. However, the impact is usually minor and brief. This is because b...
It's easy to think that workers care the most about pay-after all, that's typically why they work. But equally important to most workers are the company's health benefits. In fact, 73% of small business owners said offering competitive benefits is critical to their company's survival, reports Thatch. Employee benefits like health insurance, retirement accounts, and paid time off aim to help employees stay healthy, financially stable, and able to succeed. Those that offer strong benefits often...
Dog owners know leashing up to walk their canine companion is an essential part of being a dog parent, but those routine treks can become boring for owners and pups alike. A local dog park where canines can run leash-free can give owners and their pooch a much-needed change of scenery, healthy outdoor fun and exercise for the pup, and many other benefits. Socializing with other canines can help dogs exhibit fewer behavioral problems and often lead to more positive interactions with humans,...
On the heels of yet another mass school shooting in Georgia in September and in Madison, Wisconsin in December, the nation's gun violence epidemic will be a key issue in the coming years, with half of Americans in agreement that gun violence is a major problem, according to the Pew Research Center. Almost 10,500 children and teens were killed as a result of gun violence in the U.S. between 2020 and 2022, according to Centers for Disease Control and Prevention data. That's more than the 9,928...
Medication is not always necessary or the best choice for treating a vision problem, and sometimes, medication isn't an option at all. But in many cases, it can certainly help with vision problems, SaveHealth reports. Conditions like glaucoma, macular degeneration, and corneal abrasions sometimes require medications to cure the condition, slow its progression, or prevent further complications. Glaucoma is a group of eye conditions that damage the optic nerve, usually due to high pressure in the...
Starting a small business and eventually making it big has long been synonymous with the American Dream. In fact, in 2018-2019, 62% of adults viewed entrepreneurship as a promising career path. By 2023, this belief translated into action for many with a record-breaking 5.5 million new business applications filed across the country. But starting a small business is no small feat, and finding just the right spot to set up shop can make all the difference. With this in mind, CoworkingCafe set out...
Filing small business taxes for the first time (or any time, really) can feel daunting, but it doesn't have to totally ruin your month. While the Internal Revenue Service, or IRS, is going to want to account for your earnings, they try to make it easy for you by providing in-depth resources on taxes for small business owners—and you can complete most federal tax returns online. If you're just getting started and this is your first year filing taxes as an entrepreneur, NEXT will help you get s...
As winter settles in, camping opportunities become more limited in most parts of the United States. However, for much of the South—as well as RVers and ambitious cold-weather enthusiasts—camping season never ends. Throughout national forests across the U.S., year-round camping options are abundant, offering many amenities and accessibility options. Outwander used Forest Service data from the Department of Agriculture to identify Alabama campgrounds in national forests available throughout the...
You likely agree that saving money is a good idea. Putting extra cash aside every month can help you reach your financial goals, whether that's building an emergency fund, going on vacation, or putting a down payment on a car or home. But wanting to save money and actually doing it are two very different things. It's easy to get caught up in day-to-day needs (and wants) and never gain any traction on savings. But don't give up. SoFi shares 33 tricks and tips that can make saving simple and...
Sometimes a limited liability company, or LLC, has a year with no business activity. For example, a newly formed LLC might not have started doing business yet, or an older LLC might have become inactive without being formally dissolved. However, even if an inactive LLC has no income or expenses for a year, it might still be required to file a federal income tax return, LegalZoom reports. Do I Need to File a Tax Return for an LLC With No Income? LLC tax filing requirements depend on how the LLC...
Robert MacKenzie is an assistant fire chief—but not the kind who works for your local fire department. As the Palisades Fire bore down on Southern California last week, the private fire crew he oversees headed out to help defend homes for their customers: Insurance companies that offer wildfire protection to wealthy homeowners and others with the coverage built into their policies. Working with lists of high-risk properties provided by insurers, the team from Capstone Fire and Safety M...
Customer loyalty is declining—but ironically, some consumers are showing brand devotion by shelling out annual fees. In the early days of retail, customer loyalty was secured the old-fashioned way: through high-quality products, reasonable prices, and brand recognition. But in 2024, consumers have a dizzying array of choices in a global, digital marketplace. Businesses eager to edge out the competition must get creative to attract and retain customers. One way to up the ante is through paid loya...
When it comes to weight loss, people often talk about foods you should avoid or limit. But what about the items you should eat more of? If you're looking to lose weight, focusing on high-fiber foods for weight loss is a great place to start. Here, Ro explores the relationship between fiber and weight loss, six high-fiber foods for weight loss, and how incorporating these items into your diet can support your goals. How does fiber help with weight loss? There are two types of fiber: Soluble fiber...
Going for an adventure outdoors is one of the best ways to spend time together as a family. Not only does it offer a chance to bond and create lasting memories, but it's also good for children's health. According to Harvard Health, outdoor activities can improve a child's creativity and executive function, and, of course, increase their appreciation for nature. Taking up an activity like fishing offers its own specific benefits, too, as it teaches important skills such as patience and...
In today's digital age, social media platforms enable people to bridge geographic distances and connect with their friends, family, and community, no matter where they are. According to a 2022 Gallup and Meta study, at least 1 in 3 people across seven countries, including the U.S., said they used social media to interact with others at least once a day in the past week. While social media has its drawbacks—such as pulling attention away from other tasks or fostering a problematic comparison c...
With inflation and interest rates rising, many people are looking for ways to generate additional income these days—and finding reliable sources of passive income, which require less effort than most jobs—has become particularly desirable—SoFi reports. Creating and managing passive income streams isn't a truly passive activity, however. Generating passive income usually requires upfront work, or sometimes a substantial investment to get the ball rolling. Depending on what your passive income ide...
Engagement ring shopping can be an exciting yet daunting experience. From choosing the perfect ring to navigating budget constraints, there are several factors to consider to ensure a smooth and satisfying shopping journey. To help you make the right decisions, VRAI details the top ten do's and don'ts of engagement ring shopping. Top Ten Do's and Don'ts of Engagement Ring Shopping So you've met your life partner and are ready to commit, but nothing from diamond shape to center stone to band...
For the last 1.5 years since ChatGPT launched, workers and business leaders have been singing two different tunes about the advent of generative artificial intelligence. From the C-suites, there is excitement and optimism about cost savings and improved productivity—but among the rank and file are rumblings of anxiety and fear. An ADP Research Institute survey of 35,000 workers published in June found that more than 40% believe generative AI will replace some or most of the functions they p...
Two more states have passed bills restricting guns at polling places since The Trace reported in March that several states were considering such measures. Colorado, which already banned openly carrying firearms at voting locations, extended its prohibition to the possession of concealed weapons. In Massachusetts, a new law bars anyone from possessing a firearm within 150 feet of a polling site. The measures reflect intensifying concern about shootings and voter intimidation as an election...
At Thanksgiving dinner, lucky families will avoid impassioned discussions about religion and politics. But another argument is almost inevitable: white meat versus dark meat. Light meat lovers claim dark meat is greasy; dark meat devotees complain that light meat is dry and lacks flavor. Few meat eaters are ambivalent on the matter. But why do these different types of meat exist, and what underlies these differences? It comes down to the metabolic and functional differences between various...
With hundreds of thousands of lakes spread across the United States, most of us aren't too far from a body of water perfect for fishing, boating, or swimming. When it comes to the largest lakes in the country, visitors from all over the world flock to the shores of these natural and human-made wonders. Covering thousands of square miles, the country's biggest lakes provide ample opportunities for recreation. More importantly, these lakes also serve as habitats for millions of species, among...
The COVID-19 pandemic was the third leading cause of death globally in 2020 and the second in 2021, according to a recent World Health Organization report. The almost 13 million lives lost during those years opened peoples' eyes to the way viruses can mutate or change. Words such as 'variant,' 'subvariant,' and 'strain' became part of the lexicon. All viruses, including SARS-CoV-2, which causes COVID-19, acquire mutations over time as they spread. Some mutations do not change any...
As climate change continues to worsen the severity of extreme weather and expensive property damage, home insurance companies in Florida, California, Louisiana, and other high-risk states have adopted stricter underwriting rules or are choosing to no longer sell policies in these states. Meanwhile, homeowners are left scrambling to find coverage after their policies are canceled or nonrenewed. Younger homeowners are feeling the effects more than others, according to the 2024 Policygenius...
Everyone knows fast food isn't the healthiest option, especially if you're watching your weight. But Chipotle stands out as a quick and healthy choice. The fast-casual chain offers a wide variety of fresh ingredients and customizable meals that make it easy to keep calories in check. Thanks to the array of protein, veggie, and grain options, there are dozens of low-calorie, high-protein, high-fiber meal combinations—exactly what to aim for to lose weight. Protein and fiber are the c...
