The people's voice of reason
The people's voice of reason
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What America’s independent businesses actually earn Independent work is usually measured by headcount, rather than income. In an effort to better understand what these businesses actually earn, 1-800Accountant analyzed revenue and expense data from thousands of 1099 businesses, freelancers, and independent contractors across the country for The 1099 Earnings Report, released in June. The researchers then broke the results down by industry the way a quarterly earnings report breaks down a m...
Tungsten: The obscure metal testing the West's critical minerals strategy Pressure on Western defense stockpiles is drawing attention to a critical mineral most people rarely encounter by name: tungsten. With a melting point of approximately 6,177 F, tungsten withstands more heat than any other metal. It is exceptionally dense, hard and resistant to wear, making it valuable in cutting and drilling tools, aerospace components, electronics, energy technologies and military applications. Tungsten...
The Pentagon will test troops for low testosterone. It’s not as strange as it might seem When Defense Secretary Pete Hegseth announced on July 15 that the military will start screening service members for low testosterone, he framed it as a way to keep troops “strong, resilient, and capable.” Under the new plan, active-duty, National Guard, and Reserve members aged 30 and older will be tested annually as part of their health assessments, while younger troops can opt into testing. Data sugge...
Americans are rethinking the role of home equity in retirement A home has long meant more to its owners than a place to live. It’s a source of stability, family memory, and long-term security for millions of Americans. But for many of these households, it’s also the single largest financial asset they own. Homeowners want to put this value to use. Boldin, the DIY retirement planning platform, sees this in its own data. Homeowners have already tapped into more than $45 billion in equity dur...
When a traditional school setting isn’t working for an autistic child: What families can do next As summer comes into full swing, some families are looking ahead to the next school year with questions about whether their child’s school environment is providing the support they need for success. Specifically for autistic students with more complex needs, changes in behavior, limited progress toward individualized goals, or increasing difficulty navigating the school day are signs that it mig...
A guide to medication formularies: Understanding your prescription coverage When you’re comparing health plans, knowing which medications are covered, how they’re covered, and how much they’ll cost can save you a lot of frustration and money. That’s why a health plan’s formulary is important. It’s an essential component of an insurance plan. You should review it to confirm that the coverage fits both your prescription medication needs and your budget. Below, GoodRx, a platform for medication...
Why some sports cards become pieces of history Almost every family has a keepsake whose meaning far exceeds its material value: a ticket stub, a handwritten recipe, a faded photograph or a trading card saved from childhood. Sports cards can carry that same emotional and historical weight. They begin as mass-produced pieces of paper, yet the examples preserved over decades can become records of the athletes, eras and memories people chose to hold onto. Today’s collecting culture places greater e...
Where Social Security cuts could have the greatest economic impact Social Security is a major source of retirement income for millions of Americans, but its economic importance varies sharply by locality. In some communities, benefits represent a relatively small share of total income. In others, they account for a substantial portion of money flowing into the local economy. That reliance may become more consequential as the Social Security trust funds face long-term solvency pressure, with...
AI layoff anxiety is fueling employee disengagement More than a third of American workers say there’s little point in working hard because it won’t protect them from layoffs or AI. As AI-related layoffs have become increasingly common, the workforce is disengaging instead of working harder to save their jobs. In the “Employee Engagement Report,” based on a June 2026 survey of 1,000 U.S.-based employees by Founder Reports, 36% said going above and beyond won’t save their job, so they see littl...
5 foods that can help you manage GLP-1 side effects Glucagonlike peptide-1 (GLP-1) agonist medications can help treat several medical conditions and improve heart and kidney health. There are several FDA-approved GLP-1 agonists, including: - Semaglutide (Ozempic, Wegovy, Rybelsus) - Liraglutide (Victoza, Saxenda) - Dulaglutide (Trulicity) - Tirzepatide (Mounjaro, Zepbound) - Orforglipron (Foundayo) - Exenatide (Byetta, Bydureon BCise) But, like any medication, GLP-1s may cause side effects. You...
How do I address the financial reality of caring for my aging parents? (It costs the average family $7,200 a year) Nearly 1 in 4 American adults is currently providing unpaid care for an aging family member — managing medications, attending medical appointments, coordinating home care, and often absorbing significant financial costs that never appear in any official accounting. Half report at least one negative financial impact from caregiving: depleted savings, new debt, reduced retirement c...
A smaller labor force means a smaller economy In 2024, the U.S. fertility rate reached a new low of 1.6. Net immigration started declining rapidly that same year and quite possibly turned negative in 2025. This combination of factors has brought the rate of population growth to a historic low, a development with major economic implications, The Dispatch reports. Perhaps the most obvious consequence is lower overall output growth. Economic growth generally comes from an increase in the labor...
FOTOGRIN // Shutterstock Cities with the most expensive homes in the Anniston metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
FOTOGRIN // Shutterstock Cities with the most expensive homes in the Auburn metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
Arina P Habich // Shutterstock Cities with the most expensive homes in the Birmingham metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making...
Volodymyr Kyrylyuk // Shutterstock Cities with the most expensive homes in the Daphne metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making...
FOTOGRIN // Shutterstock Cities with the most expensive homes in the Decatur metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
scarp577 // Shutterstock Cities with the most expensive homes in the Dothan metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
FOTOGRIN // Shutterstock Cities with the most expensive homes in the Florence metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
Arina P Habich // Shutterstock Cities with the most expensive homes in the Gadsden metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
FOTOGRIN // Shutterstock Cities with the most expensive homes in the Huntsville metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly pay...
Konstantin L // Shutterstock Cities with the most expensive homes in the Mobile metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly...
scarp577 // Shutterstock Cities with the most expensive homes in the Montgomery metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making monthly pay...
Arina P Habich // Shutterstock Cities with the most expensive homes in the Tuscaloosa metro area Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $372,057 in June, 1.1% higher than the year before. High mortgage rates are also making...
Sunspots vs. freckles: How to tell them apart Those little brown marks on the skin confuse many people. Both involve excess pigment in the skin, but they arise from different causes and behave differently. Freckles often bring back memories of summer days as a kid, while sunspots can signal that the skin has been exposed to too much sun over the years. Knowing which is which helps people take better care of their skin and recognize when a spot warrants medical attention. Doctronic explains how t...
