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 By Ron Holtsford    Legal    November 1, 2018 

I am in the middle of a divorce from my husband after twenty-three years. I am a named beneficiary on his life insurance policy. Will I continue to be the beneficiary after divorce?

Based on your question and if nothing is done to change the designation prior to divorce, no, you will not continue to be the beneficiary. In years past if a spouse remained on a life insurance...

 
 By Ron Holtsford    Legal    October 1, 2018

I hear that Aretha Franklin had no Will; what will happen with her estate?

I have read the same thing from many sources about Aretha Franklin having no Will. She was apparently a resident of Michigan and since she purportedly died without a Will or trust then the rules of in...

 

Why is it important to change a deed after someone has died if taxes are still paid?

Unfortunately in my work I run across situations where there is a not a good understanding of the implications of a real property deed not having an up to date deed. One thing that happens at times,...

 
 By Ron Holtsford    Legal    August 1, 2018

WHAT IS THE PROCESS AND CONSIDERATION IN CONFIRMING JUDGE KAVANAUGH FOR THE SUPREME COURT?

Since President Trump’s selection of Judge Brett Kavanaugh currently of the United States Court of Appeals for the District of Columbia Circuit to replace retiring Justice Anthony Kennedy on the...

 
 By John Martin    Legal    August 1, 2018

PRICE GOUGING

We are now well into the 2018 hurricane season, and a major storm may or may not hit us this year. But when one does, the news media will always mention a little consequence called “price...

 
 By Ron Holtsford    Legal    July 1, 2018

How Can California Divide Itself Into Three Separate States?

The state of California has a larger economy than many countries and is the most populous state within the United States. Many in California think differently from those of us in Alabama with resultan...

 
 By John Martin    Legal    July 1, 2018

The Letter of the Law

The purpose of a law, any law, is a singular objective—protecting people from the wrongdoings of other people. To be moral, just, legitimate, and Constitutional, it must meet that criterion....

 
 By Ron Holtsford    Legal    June 1, 2018

I DON'T REALLY HAVE ANYTHING, WHY DO I REALLY NEED A WILL?

I get that question all too often. Even poor people have more than they probably think. Do you have a home (even a mobile home)? Do you have a car or truck? Do you have any money in a bank? While...

 
 By John Martin    Legal    June 1, 2018

Check out Zimbabwe

Don’t laugh. Little Zimbabwe could be a model for providing prosperity for the entire world. Most people remember this African nation for creating the most rampant hyperinflation in recorded...

 
 By Ron Holtsford    Legal    May 1, 2018

What laws are available to protect my private information?

There are several laws, one of which is brand new and becomes effective in Alabama on 1 June 2018 and there is a Federal law in the works and a European Union law set to kickoff on May 25th. Some of...

 
 By Ron Holtsford    Legal    April 1, 2018

WHAT DOES THE DEATH PENALTY CHALLENGE IN ARIZONA MEAN TO THE REST OF AMERICA?

Right now in front of this United States Supreme Court the Arizona death penalty challenge means no change in the standing State laws. A much more liberal sided Court in the future could well change...

 
 By Ron Holtsford    Legal    March 1, 2018

A Commentary on Marriage

Sometimes things are on my heart and I find an urge to write about them. Often times it is the death of a loved one or a close friend that tugs at my heart. With the wedding season almost upon us and...

 

With Recent Individuals Suggesting That President Trump Is Unfit To Serve, What Would Be Required To Remove His Powers?

There are two instances in which a President can be removed from power by Congress and/or high ranking Executive branch officials. The first is impeachment which requires a simple majority in the Hous...

 
 By Ron Holtsford    Legal    January 1, 2018

Is it good to think about any legal issues for the New Year?

Without specifics about yourself I’ll make this answer generic in a personal and in a business sense. I presume you looked at your financial estate planning (401k, mutual funds, stocks and bonds,...

 

Can you make a "case" for celebrating Christmas on December 25th?

The Bible does not tell us the date of Jesus's birth nor does it tell us to celebrate His birth. A celebration of Jesus's resurrection following His death on the cross is a more appropriate...

 

What Seems to Be The Biggest Issues With Wills That You See In Your Practice?

The biggest issues that I see unfortunately occur after someone is dead when a new Will is now an impossibility. Some people will do a Will with a lawyer at some point in their life . . . . . forty...

 
 By Ron Holtsford    Legal    October 1, 2017

Has there been a particularly interesting Court case in the recent months?

Actually there has. Many of the Court cases involving religion are establishment clause cases where there is an attempt to separate any activity that seems to tie a governmental entity to a religious...

 

ISN'T TAKING DOWN MONUMENTS THAT YOU DON'T LIKE A FORM OF FREE SPEECH?

Talking about monuments that you may not like or receiving a peaceful assembly approval by local law enforcement on public spaces to protest a monument that one may dislike is free speech, but the...

 
 By Ron Holtsford    Legal    August 1, 2017

I Am Considering Becoming A Lawyer. What Is The Pathway to That?

Aside from the lawyer jokes, being an attorney is a noble profession. In all professions you have the occasional bad seed even though law schools and Bar associations attempt to weed them out. And man...

 
 By Ron Holtsford    Legal    July 1, 2017

What Do You Perceive As Being The Outcome Of Trump's Travel Ban?

This is certainly not my area of expertise but I will take a stab at it. First let’s take a look at a couple of historical concepts. In 1882 the Chinese Exclusion Act was passed in Congress, which...

 
 By Ron Holtsford    Legal    June 1, 2017

Why is it not criminal to burn a United States flag?

Patriotically and emotionally if the destruction of an American flag is done in a manner of disrespect, I would think that it should be criminal and I would say give that individual a chance to live...

 
 By Ron Holtsford    Legal    May 1, 2017

I Need A treatment To Save My Life and My Doctor Says The Insurance Company is Deciding What They Will Pay For. When Did The Insurance Company Become My Doctor?

There are so many things that have affected medical treatment in the last thirty years or more. Technology has come so far and because of it we are living longer and we are paying much more for...

 
 By Ron Holtsford    Legal    April 1, 2017

ENDREW F. V DOUGLAS COUNTY SCHOOL DISTRICT?

While states are able to receive Federal funds under the Individual with Disabilities Education Act, the State(s) must provide each eligible child with a free appropriate public education and each...

 
 By Ron Holtsford    Legal    March 1, 2017

A FUNERAL AND A WEDDING

Not to be confused with the South Korean movie “Two Weddings and a Funeral” or the British movie, “Four Weddings and a Funeral”, my real life January events had nothing to do with “hooking...

 

What gives the President the ability to pardon or commute sentences imposed on criminals?

Article 2, Section 2 of the Unites States Constitution says, “... and he shall have Power to grant Reprieves and Pardons for Offenses against the United States, except in Cases of Impeachment....

 

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