As of the second quarter of 2025, student loan debt in the U.S. hit $1.814 trillion. According to the Education Data Initiative, that averages out to about $42,673 per borrower. For many, that level of debt is debilitating, preventing them from achieving financial stability and even delaying major life milestones, such as marriage, having children, and buying a home.
Still, it's generally believed that higher education offers a solid return on investment. According to the Foundation for Research on Equal Opportunity, bachelor's degree programs have a median ROI of $160,000. And there are other, less easily measurable benefits that come from pursuing a formal degree, including the connections students can make and early-stage career support.
This type of added value is multiplied at private colleges, with their small class sizes, specialized departments, and tight alumni networks. However, the average cost of tuition at a four-year private college is nearly four times that at a four-year public college, according to the Education Data Initiative. For many, that is enough to cross private schools off their lists, but that may not be necessary. Some private schools with higher endowments are able to offer significant scholarships, while others have name recognition and alumni networks that open doors to high-paying jobs that can help offset student loan payments.
But how do you determine which schools are worth the investment? Stacker compiled a list of the best value private colleges in America using Niche's 2026 rankings. Only private, four-year colleges were considered. The ranking weighs the average 30-year return on investment, cost of tuition, graduation rate, median earnings, and other factors.
Read on to discover the best value private colleges in America and see where students are getting the most bang for their buck.
- Location: Marietta, OH
- Acceptance rate: 79%
- Overall Niche grade: B
- Value grade: A
- Net price: $21,333
- Typical SAT range: 990-1300
- Location: Los Angeles, CA
- Acceptance rate: 69%
- Overall Niche grade: B+
- Value grade: A
- Net price: $27,434
- Typical SAT range: 900-1110
- Location: Chicago, IL
- Acceptance rate: 86%
- Overall Niche grade: B-
- Value grade: A
- Net price: $11,943
- Typical SAT range: 950-1120
- Location: West Hartford, CT
- Acceptance rate: 80%
- Overall Niche grade: B
- Value grade: A
- Net price: $27,558
- Typical SAT range: 960-1250
- Location: Wellesley, MA
- Acceptance rate: 14%
- Overall Niche grade: A+
- Value grade: A
- Net price: $21,501
- Typical SAT range: 1440-1550
- Location: Omaha, NE
- Acceptance rate: 44%
- Overall Niche grade: A-
- Value grade: A
- Net price: $14,265
- Typical SAT range: Not available
- Location: Joliet, IL
- Acceptance rate: 64%
- Overall Niche grade: B
- Value grade: A
- Net price: $16,455
- Typical SAT range: 900-1170
- Location: Terre Haute, IN
- Acceptance rate: 73%
- Overall Niche grade: A-
- Value grade: A
- Net price: $44,016
- Typical SAT range: 1280-1470
- Location: Staten Island, NY
- Acceptance rate: 83%
- Overall Niche grade: B-
- Value grade: A
- Net price: $28,109
- Typical SAT range: 1150-1320
- Location: Clinton, NY
- Acceptance rate: 12%
- Overall Niche grade: A+
- Value grade: A
- Net price: $26,021
- Typical SAT range: 1410-1550
- Location: Middlebury, VT
- Acceptance rate: 10%
- Overall Niche grade: A+
- Value grade: A
- Net price: $22,912
- Typical SAT range: 1430-1550
- Location: Chicago, IL
- Acceptance rate: 5%
- Overall Niche grade: A+
- Value grade: A
- Net price: $27,979
- Typical SAT range: 1510-1570
- Location: Rockville Centre, NY
- Acceptance rate: 76%
- Overall Niche grade: B+
- Value grade: A
- Net price: $25,938
- Typical SAT range: 1080-1310
- Location: Washington, DC
- Acceptance rate: 13%
- Overall Niche grade: A+
- Value grade: A
- Net price: $37,967
- Typical SAT range: 1390-1550
- Location: Chestnut Hill, MA
- Acceptance rate: 16%
- Overall Niche grade: A+
- Value grade: A
- Net price: $32,590
- Typical SAT range: 1430-1540
- Location: Fremont, CA
- Acceptance rate: 100%
- Overall Niche grade: C+
- Value grade: A
- Net price: $23,984
- Typical SAT range: Not available
- Location: Morristown, NJ
- Acceptance rate: 77%
- Overall Niche grade: B
- Value grade: A
- Net price: $18,412
- Typical SAT range: 890-1100
- Location: Brunswick, ME
- Acceptance rate: 8%
- Overall Niche grade: A+
- Value grade: A
- Net price: $23,110
- Typical SAT range: 1480-1550
- Location: Berea, KY
- Acceptance rate: 33%
- Overall Niche grade: B+
- Value grade: A
- Net price: $4,379
- Typical SAT range: 1160-1340
- Location: Philadelphia, PA
- Acceptance rate: 74%
- Overall Niche grade: B-
- Value grade: A
- Net price: $13,016
- Typical SAT range: 950-1140
- Location: Providence, RI
- Acceptance rate: 5%
- Overall Niche grade: A+
- Value grade: A
- Net price: $26,608
- Typical SAT range: 1500-1570
- Location: 4 Year (Online)
- Acceptance rate: 100%
- Overall Niche grade: B+
- Value grade: A
- Net price: $10,322
- Typical SAT range: Not available
- Location: Lexington, VA
- Acceptance rate: 17%
- Overall Niche grade: A+
- Value grade: A
- Net price: $24,667
- Typical SAT range: 1410-1530
- Location: Bethlehem, PA
- Acceptance rate: 29%
- Overall Niche grade: A+
- Value grade: A
- Net price: $33,289
- Typical SAT range: 1350-1490
- Location: 4 Year (Online)
- Acceptance rate: 100%
- Overall Niche grade: B-
- Value grade: A
- Net price: $9,555
- Typical SAT range: Not available
- Location: Ithaca, NY
- Acceptance rate: 8%
- Overall Niche grade: A+
- Value grade: A
- Net price: $26,455
- Typical SAT range: 1480-1560
- Location: New York, NY
- Acceptance rate: 24%
- Overall Niche grade: unavailable
- Value grade: A
- Net price: $37,732
- Typical SAT range: Not available
- Location: Nashville, TN
- Acceptance rate: 6%
- Overall Niche grade: A+
- Value grade: A
- Net price: $26,689
- Typical SAT range: 1510-1560
- Location: Notre Dame, IN
- Acceptance rate: 12%
- Overall Niche grade: A+
- Value grade: A
- Net price: $29,083
- Typical SAT range: 1440-1540
- Location: Williamstown, MA
- Acceptance rate: 10%
- Overall Niche grade: A+
- Value grade: A
- Net price: $16,988
- Typical SAT range: 1470-1560
- Location: Evanston, IL
- Acceptance rate: 7%
- Overall Niche grade: A+
- Value grade: A
- Net price: $23,341
- Typical SAT range: 1490-1560
- Location: New York, NY
- Acceptance rate: 4%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $20,869
- Typical SAT range: 1490-1570
- Location: Baltimore, MD
- Acceptance rate: 8%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $22,844
- Typical SAT range: 1530-1580
- Location: Swarthmore, PA
- Acceptance rate: 7%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $17,930
- Typical SAT range: 1460-1560
- Location: Amherst, MA
- Acceptance rate: 10%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $17,965
- Typical SAT range: 1360-1550
- Location: Durham, NC
- Acceptance rate: 7%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $23,422
- Typical SAT range: 1510-1570
- Location: Saint Louis, MO
- Acceptance rate: 12%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $22,440
- Typical SAT range: 1500-1570
- Location: Houston, TX
- Acceptance rate: 8%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $20,587
- Typical SAT range: 1500-1570
- Location: Philadelphia, PA
- Acceptance rate: 6%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $26,017
- Typical SAT range: 1500-1570
- Location: Pittsburgh, PA
- Acceptance rate: 11%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $32,964
- Typical SAT range: 1500-1570
- Location: New Haven, CT
- Acceptance rate: 5%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $26,044
- Typical SAT range: 1500-1580
- Location: Claremont, CA
- Acceptance rate: 11%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $29,978
- Typical SAT range: 1450-1560
- Location: Hanover, NH
- Acceptance rate: 6%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $17,322
- Typical SAT range: 1500-1570
- Location: Claremont, CA
- Acceptance rate: 7%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $17,423
- Typical SAT range: 1480-1560
- Location: Princeton, NJ
- Acceptance rate: 4%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $19,811
- Typical SAT range: 1500-1580
- Location: Cambridge, MA
- Acceptance rate: 3%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $17,900
- Typical SAT range: 1500-1580
- Location: Stanford, CA
- Acceptance rate: 4%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $17,998
- Typical SAT range: 1510-1580
- Location: Cambridge, MA
- Acceptance rate: 5%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $21,519
- Typical SAT range: 1510-1580
- Location: Claremont, CA
- Acceptance rate: 13%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $42,720
- Typical SAT range: 1480-1560
- Location: Pasadena, CA
- Acceptance rate: 3%
- Overall Niche grade: A+
- Value grade: A+
- Net price: $23,397
- Typical SAT range: 1530-1580
Story updated by Isabel Sepulveda and Madison Troyer.
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