The people's voice of reason
The people's voice of reason
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Why ‘clearance rates’ don’t tell the whole story about solving crimes Police departments’ “clearance rates” — the percentage of cases they declare closed — are one of the most widely cited benchmarks for how effectively they combat crime. Lawmakers reference clearance rates in hearings, mayors cite them during police budget debates, and community members often use them to judge how well their local department is functioning. But the figures can be confusing — and in some cases misleading. State...
Freight spot rates plunge on both coasts going into Thanksgiving, Black Friday and Cyber Monday amid weak imports Last week, the global trade policy landscape saw a mix of slowing down and reactivation. The U.S. administration, while maintaining its broader tariff agenda, indicated a pause or delay in the imposition of large semiconductor import tariffs, reflecting sensitivity to supply-chain disruption, consumer pricing and the U.S.–China trade truce. Meanwhile, Canada and India moved to reset...
Students want schools to incorporate AI in learning, but express some fears As more students utilize artificial intelligence inside and outside the classroom, they are outpacing schools in the adoption of generative AI tools for learning, according to a new survey by Project Tomorrow, a national nonprofit that researches technology and innovations in education. The report, published Oct. 23, was paired with an online panel discussion featuring Robin Lake, director of the Center on Reinventing...
8 winter lawn care mistakes to avoid, according to experts Winter dormancy doesn’t mean neglecting your lawn. Many homeowners make critical mistakes, like failing to remove leaves or winterize their sprinklers, which can lead to spring damage, disease, and costly repairs. To help you avoid these pitfalls, LawnStarter consulted with lawn care experts who shared their professional insights on the most common winter mistakes. Knowing which of these eight winter lawn care mistakes to avoid will h...
Financial stress in the workplace: How it's crushing employee productivity and what employers can do about it In an uncertain economy, workers are losing more than just purchasing power, but also their peace of mind. Early reports are showing how financial stress in the workplace is harming employee productivity. This issue is something all employers should be concerned with, as employee health must be of paramount importance. Wysa looked at the data on financial stress and how it affects...
How to review your renters policy for 5 hidden coverage gaps Renters insurance is a necessity, but simply paying the premium doesn’t guarantee full protection. The uncomfortable truth is that most policies have hidden coverage gaps, financial sinkholes that appear when you need coverage most. Your life changes, but your policy doesn’t. That outdated policy is likely an ineffective security blanket. Reviewing your renters insurance annually is an essential move to safeguard your possessions and...
How AI is helping companies sell to Millennials who hate sales calls The Generational Shift in B2B Buying The B2B sales playbook that worked for decades is colliding with a fundamental shift in buyer demographics—and losing. For this reason, ZoomInfo examined how companies are adapting to the preferences of Millennial buyers as part of its new Go-to-Market Intelligence report. Millennials now represent the largest group in the American labor force, and they're bringing consumer-grade e...
The 6 security mistakes businesses need to fix before 2026 As the year winds down, many U.S. organizations turn their attention to payroll, inventory, and holiday staffing — while security quietly slips down the priority list and under the radar. Yet this is precisely when businesses are most vulnerable. The U.S. Chamber of Commerce warns that “crime continues to be a major problem for businesses large and small across the U.S,” with “56% of small businesses reporting theft and 53% saying...
What is the difference between arbitration and litigation in financial services? Arbitration and litigation are two ways to resolve legal disputes. Arbitration is a private process in which the parties present their cases to one or more arbitrators who make a final decision. It is often faster and less formal than litigation. In investment fraud cases, arbitration is required by brokerage firms under their contracts. The Financial Industry Regulatory Authority (FINRA) also requires its members...
Best practices for using AI in financial planning Financial planning has constantly evolved with technology. Now, the rise of artificial intelligence marks a more disruptive leap. It has already started to change how plans are built and reviewed. Today’s AI tools aim to synthesize sets of data, make recommendations based on spending patterns, automate long-term projections and summarize estate plans. These capabilities have the potential to save time and improve clarity. But like any tool, AI ha...
Passport to the pitch: How the 2026 World Cup will send millions into and across North America Foreign travel to the United States has slumped this year, but 2026 is poised to flip that story almost overnight. Early projections suggest that the FIFA World Cup could bring over a million international visitors to U.S. cities alone, with some forecasts predicting 1 million to 6 million international arrivals across the three host countries: the U.S., Canada, and Mexico, Manifest Law reports. But...
How AI can support doctors in diagnosing patients Artificial intelligence is transforming the way people approach medicine, from diagnosis to treatment planning. The comparison between AI and human doctors raises essential questions about accuracy, speed, empathy, and safety. In this article, Doctronic explores the evidence, the trade-offs, and how emerging services fit into the evolving landscape of direct-to-patient care. Setting the Stage: What ‘Accuracy’ Means in Diagnosis Accuracy in dia...
Be ready to shine before guests arrive: 4 most common home maintenance mistakes to avoid this holiday season The air’s getting crisper, the leaves crunch underfoot, and every park stroll leaves you in awe at Mother Nature’s artistic side. You need to put on a sweater in the morning and evening, and the scent of cinnamon and pine is already in the air. Yes, the signs are clear: winter is coming. But while the season brings cozy dinners, twinkling lights, and classic tunes, it also has a way of...
Why timeless fine jewelry is the most sustainable choice Fine jewelry has long symbolized commitment, personal milestones, and emotional significance. Today, it carries another layer of meaning: conscious, sustainable consumption. While the fashion industry increasingly pushes high-turnover accessories and trend-based purchasing, fine jewelry invites consumers to slow down, invest in lasting quality, and choose pieces meant to endure. In this article, VRAI explains why sustainability is not...
Private jet bookings increased during the government shutdown as commercial flights were cut back The recent U.S. government shutdown left tens of thousands of planes grounded and travelers scrambling to find last-minute solutions to reach their destinations. Some chose other modes of transportation, such as trains and cars, while the ones who could afford it splurged on private flights. The reason this was possible has to do with a Federal Aviation Administration (FAA) emergency order that...
What is an automated valuation model home appraisal? Whether you’re considering refinancing, taking out a home equity loan, or curious what your home may be worth, waiting weeks for an appraisal can feel painfully slow. That’s where automated valuation models (AVMs) come in. An AVM is an algorithm that estimates a property’s value by analyzing large datasets, including comparable sales, property characteristics, tax assessments, and neighborhood trends, to generate a near-instance value estim...
Government shutdown, trade wars hit farmers’ bottom line hard For Wendy Johnson, a livestock and organic grain farmer in Charles City, Iowa, October is usually the time she visits her local Natural Resources Conservation Service (NRCS) office. There, she sits down with one of their employees and goes over the practices she implemented on her farm over the past year, along with documentation that proves she met the requirements of whichever U.S. Department of Agriculture (USDA) contract she w...
Credit card debt hits $1.2T and shows no signs of stopping At first glance, credit card debt numbers in the United States look enormous. Consumers owe an astounding $1.233 trillion on their credit cards, according to the Federal Reserve, and the average American credit card debt balance is $6,523, according to TransUnion, a major credit bureau. Debt is climbing even as wages struggle to keep up. There’s no sign that credit card debt will meaningfully reduce any time soon. Rising credit card d...
States hope to use rural health money to keep doctors, combat chronic disease In their competition for rural health care dollars from a new federal fund, states are seeking money to bolster emergency services, address chronic diseases, and recruit and train more doctors and nurses. All 50 states submitted their applications to the federal government in early November to get shares of the $50 billion Rural Health Transformation Program. Congress created the program in response to concern from rur...
Secured vs. unsecured loans: Understanding the differences You’ve got options for pizza. Options for cell phone service. Options for shoes. And yes, options for loans. The thing is, the loan you choose will affect your life far more than whether you go for peppers or onions on your pie. But some of the same rules apply—the one your friend thinks is perfect might not be the best for you. When it comes to loans, the best option for you depends on a few factors, including how you plan to use the...
7 tips to survive the holidays when struggling with an eating disorder For many people, the holidays are a time for celebration, family gatherings and festive meals. But for individuals recovering from an eating disorder or coping with body image concerns, this season can be especially stressful. The focus on food, disrupted routines, dressing up and social pressures can trigger anxiety, guilt and self-criticism. Understanding why holidays can be difficult for eating disorder recovery and...
America's favorite pie isn't apple: See the winners in each state Apple pie has long been a staple of American culture. However, a recent survey by Hers on Americans’ favorite pie for Thanksgiving found that 77% of respondents call a variety other than apple pie as their go-to. So, are people still “as American as apple pie?” As for the overall pie winner, pumpkin takes the cake (err, pie), beating apple pie as America’s favorite by a narrow margin (24% versus 23%). Sweet potato pie, chocola...
Inside the digital compliance gap: Why most small businesses don't understand their multi-factor obligations Every day, thousands of American small businesses operate under false assumptions about their compliance obligations. Many believe that being a U.S. business means following only federal law or that serving primarily domestic customers exempts them from international regulations such as, for example, the GDPR. In truth, digital compliance isn’t just about crossing borders; it’s also abo...
Surprise guests and unwanted claims: Is your renters insurance ready for Thanksgiving? Thanksgiving. The very mention of the word brings to mind images of a golden-brown turkey, a stuffing and cranberry sauce-lined table, the warm glow of candles, and the joyous, sometimes chaotic, presence of family and friends. For many renters, it is a treasured time to open their apartment or rental home to a crowd of loved ones. However, as the number of guests rises, so does the potential for the...
DenPhotos // Shutterstock Top 25 songs in Mobile on Shazam in the past week Stacker compiled a list of the most Shazamed songs in Mobile. Mobile has the most ranked songs (25) in common with Baton Rouge and no ranked songs in common with 63 metros. The most seen artist in Mobile's Shazam ranking is Metro Boomin and the most popular genre is Hip-Hop/Rap. Data is as of November 06, 2025. Keep reading to see which of your favorite songs made the list. #25. Hummingbird - Artist: Metro Boomin &...
