The people's voice of reason
The people's voice of reason
Sorted by date Results 76 - 100 of 2010
What the top 1% pays in taxes across the US The top 1% of earners across the U.S. earn an average of 19.5% of all income — sometimes garnering criticism from pundits and politicians — but pay 37% of total income taxes. This cohort thus contributes the largest chunk of funding for infrastructure, healthcare, welfare programs, and more, despite advantages that may enable them to minimize their taxes through professionally guided strategies or more tax-friendly locations. Policies that propose tax...
How economic uncertainty is shaping Black Friday and Christmas spending frenzy Market participants, analysts, and economists have all been looking for signs of a recession since 2022. An economic hard landing following the post-COVID boom seemed almost inevitable, given the numerous warnings that had appeared throughout. But as the end-of-year holiday shopping season approaches, a real test could be coming for the North American economies, which OANDA examines here. The strategic consumer: How...
State of Medicare heading into 2026: Your complete guide to new laws and avoiding surprise bills Prescription drug costs have long been one of the biggest financial burdens for Americans, but relief may be on the horizon for many. Starting in 2026, Medicare will fully implement a $2,000 annual cap on out-of-pocket drug spending. This is a landmark change baked within the Inflation Reduction Act, potentially offering reprieve to millions around the country. However, this new rule comes with certa...
How to build customer loyalty and relationships that drive repeat business Many e-commerce businesses adopt complex loyalty programs to keep customers around, but these strategies don’t always perform as well in today’s market. Instead, making authentic connections is now the best way to create true customer loyalty. E-commerce businesses must shift their focus from driving transactions to fostering relationships based on positive interactions. This new approach should stretch across your ent...
4 PM production // Shutterstock Cities with the fastest-growing home prices in the Anniston metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But s...
Volodymyr Kyrylyuk // Shutterstock Cities with the fastest-growing home prices in the Auburn metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But...
ungvar // Shutterstock Cities with the fastest-growing home prices in the Birmingham metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some are...
FOTOGRIN // Shutterstock Cities with the fastest-growing home prices in the Dothan metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some areas...
4 PM production // Shutterstock Cities with the fastest-growing home prices in the Daphne metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But...
Konstantin L // Shutterstock Cities with the fastest-growing home prices in the Decatur metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some...
Volodymyr Kyrylyuk // Shutterstock Cities with the fastest-growing home prices in the Florence metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places....
FOTOGRIN // Shutterstock Cities with the fastest-growing home prices in the Gadsden metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some...
4 PM production // Shutterstock Cities with the fastest-growing home prices in the Huntsville metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places....
4 PM production // Shutterstock Cities with the fastest-growing home prices in the Montgomery metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places....
Arina P Habich // Shutterstock Cities with the fastest-growing home prices in the Mobile metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But...
ungvar // Shutterstock Cities with the fastest-growing home prices in the Tuscaloosa metro area The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $362,117 in October, 0.1% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some...
Are business credit card rewards taxable by the IRS? Business credit card rewards can feel like free money. That 2% cashback on your office supplies or those airline miles from business travel add up quickly. But when tax season rolls around, you might wonder if the IRS wants a piece of those rewards. The good news is that most business credit card rewards aren’t taxable. The IRS treats them as purchase rebates rather than income, which means your cashback, points, and miles typically won’t inc...
HIPAA violations in 2025: Staff mistakes and vendor blind spots HIPAA violations don’t always come from malicious attacks or headline-making data breaches. More often, they stem from everyday mistakes, like misdirected emails and vendors that aren’t as secure as they seem. Even small slip-ups can expose protected health information (PHI) and invite major consequences. In today’s complex compliance landscape, those mistakes are alarmingly common. In fact, 60% of respondents in our latest surve...
AI seeps into products and their marketing: Is it harming consumer trust? Browsing your favorite e-commerce site, you can buy a variety of AI gadgets, like an AI-powered board game for family night. If you’re curious what that entails, you can read the product description, which AI checkers suggest is entirely generated by AI. And while your mouse hovers over the AI-generated summary or you scroll through potentially AI-generated reviews, you may be wondering: Can you trust this product e...
5(k) savings by age: Complete 2025 contribution guide and targets The ideal 401(k) balance by age 30 is 1x your annual salary, 3x by age 40, 6x by age 50, 8x by age 60, and 10x by age 67. In 2025, you can contribute up to $23,500 annually to your 401(k), plus an additional $7,500 catch-up contribution if you're 50 or older. To maximize your 401(k), contribute at least enough to get your full employer match, increase contributions by 1%-2% annually, and aim to save 10%-15% of your income for re...
How much will your airplane ticket cost this holiday season? A record 81.8 million Americans are expected to travel for Thanksgiving this year, according to AAA, with 6 million traveling by plane. AAA projected that nearly 8 million travelers flew for Christmas last year. Those are some of the highest holiday air travel counts ever recorded, and it comes as airfare remains higher than pre-COVID-19 pandemic prices. Motley Fool Money analyzed airfare data and travel trends to help consumers...
Dry skin? Here are 3 helpful tips to restore from the inside out As with all aspects of health, skin health is a holistic concept. You need to do a lot of things right — get adequate rest, eat a nutrient-dense diet, find the right lotions, and many other things — to keep your skin from resembling a catcher’s mitt. But what many people fail to consider is that hydrating your skin also depends on hydrating your body as a whole. If you don’t replace fluids and electrolytes after a sauna, for ins...
How AI can support doctors in diagnosing patients Artificial intelligence is transforming the way people approach medicine, from diagnosis to treatment planning. The comparison between AI and human doctors raises essential questions about accuracy, speed, empathy, and safety. In this article, Doctronic explores the evidence, the trade-offs, and how emerging services fit into the evolving landscape of direct-to-patient care. Setting the Stage: What ‘Accuracy’ Means in Diagnosis Accuracy in dia...
What is an automated valuation model home appraisal? Whether you’re considering refinancing, taking out a home equity loan, or curious what your home may be worth, waiting weeks for an appraisal can feel painfully slow. That’s where automated valuation models (AVMs) come in. An AVM is an algorithm that estimates a property’s value by analyzing large datasets, including comparable sales, property characteristics, tax assessments, and neighborhood trends, to generate a near-instance value estim...
How will tariffs impact your holiday shopping? Rising prices have been top of mind for consumers for several years, especially coming off the high inflation after the pandemic. Now, rising global tensions in 2025, including new tariffs, are starting to impact people’s wallets. In fact, the Harvard Business School Pricing Lab, which has been tracking the effect of tariffs on more than 350,000 goods, has found prices are around 5% higher as a result of them. As you’re preparing for your hol...
