The people's voice of reason
The people's voice of reason
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Why many first-time investors choose a hard money loan The real estate investment arena hasn’t exactly been rolling out the red carpet for new investors, but things are about to change. According to industry insiders, we’re stepping into a Goldilocks zone over the next six to 12 months. For the last few years, you couldn't breathe on a property without ten cash offers beating you. That frenzy has finally cooled (at least for the moment). Interest rates have settled in the mid-6% range and are...
Fed rate cuts: Are they good or bad for home buyers? You can count on it: When the Federal Reserve changes its interest rate, news headlines about mortgage rates will follow. This cycle unfolds up to eight times a year, so many home shoppers get the idea that the Fed regulates mortgage rates. Fed decisions affect mortgage rates, but the Fed doesn’t control mortgage rates directly. In fact, as Better discusses here, the Fed’s actions can have unpredictable effects on the rates new home buy...
December 28, 2025 - Tehran, Iran - Iranian President Masoud Pezeshkian has declared that his country is in a "full-fledged war" with the United States, Israel, and Europe, escalating tensions in a region already reeling from a summer of military conflict and renewed sanctions. In a statement published Saturday on the official website of Supreme Leader Ayatollah Ali Khamenei, Pezeshkian described the current geopolitical pressure campaign as more dangerous than the Iran-Iraq War of the 1980s - a...
The United States is rapidly expanding its military presence in the Caribbean as tensions with Venezuela reach their highest point in decades. What began as a series of U.S. strikes on alleged drug‑smuggling boats has now evolved into the largest American military buildup in the region since the 1962 Cuban Missile Crisis, according to multiple reports. The escalation has triggered warnings from the United Nations, criticism from foreign governments, and growing fears that the standoff could s...
Cities with the highest and lowest property tax burdens Even after the mortgage is paid off, homeowners face ongoing property taxes across the United States. While senior citizens, owner-occupants, and other groups may receive preferential tax treatment in some jurisdictions, homeowners still pay anywhere from 1% to 10% of their income on property taxes. These taxes pay for local infrastructure and amenities — putting a dollar value on the local lifestyle — but not every household may use the...
How generative AI is reshaping software developer productivity in 2025 The impact AI has had on the world at large in 2025 is difficult to quantify. Every facet of modern life, from culture and politics to communication and interpersonal interactions, has been and continues to be influenced by this emergent tech. As a result, it’s easier to get a handle on just how significant AI is today by looking at just one area in which it is especially potent, and for positive reasons. Software d...
The new standard for safe luxury: The safety features that could be required on every private jet by 2030 Private aviation is entering a decade that will define the industry like never before. What was once a sector primarily associated with convenience and luxury is increasingly being shaped by a different driver: safety technology. As private flight activity continues to grow, spurred by flexible work, global mobility, and expanding charter demand, regulators and manufacturers alike are...
Known for her beauty, sensuality, and full blonde hair, Brigitte Bardot, was a symbol of French cinema from the 1950s and 1960s. As a young girl, she was an aspiring ballerina, who studied at the Conservatoire de Paris. However, fate knocked on her door early on, and she appeared on the cover of "Elle" magazine on March 08th, 1950, when she was but 15 years of age. This subsequently led to her receiving an acting offer for "Les Lauriers sont coupes". While her upper-class parents were opposed to...
Artazum // Shutterstock The 20 most affordable cities in Alabama to buy a house Homeownership is fundamental to the American dream. It offers wealth, security, community, and countless other benefits. Yet for many Alabama residents, the dream feels increasingly out of reach—even as incomes rise and mortgage rates fall. Near-record prices have made homes hard to come by and often even harder to afford, leaving buyers and sellers stuck and younger generations priced out. But affordable pockets s...
jittawit21 // Shutterstock How gas prices have changed in Montgomery in the last week CheapInsurance.com compiled statistics on gas prices in Montgomery, AL metro area using data from AAA. Gas prices are current as of December 29. Montgomery by the numbers - Gas current price: $2.54 --- Alabama average: $2.54 - Week change: -$0.01 (-0.3%) - Year change: -$0.17 (-6.4%) - Historical expensive gas price: $4.67 (6/14/22) - Diesel current price: $3.26 - Week change: -$0.04 (-1.2%) - Year change:...
Elen Nika // Shutterstock How gas prices have changed in Mobile in the last week CheapInsurance.com compiled statistics on gas prices in Mobile, AL metro area using data from AAA. Gas prices are current as of December 29. Mobile by the numbers - Gas current price: $2.46 --- Alabama average: $2.54 - Week change: -$0.04 (-1.4%) - Year change: -$0.20 (-7.6%) - Historical expensive gas price: $4.62 (6/15/22) - Diesel current price: $3.16 - Week change: -$0.10 (-2.9%) - Year change: -$0.09 (-2.7%) -...
jittawit21 // Shutterstock How gas prices have changed in Florence in the last week CheapInsurance.com compiled statistics on gas prices in Florence-Muscle Shoals, AL metro area using data from AAA. Gas prices are current as of December 29. Florence by the numbers - Gas current price: $2.53 --- Alabama average: $2.54 - Week change: -$0.04 (-1.6%) - Year change: -$0.19 (-7.1%) - Historical expensive gas price: $4.62 (6/10/22) - Diesel current price: $3.31 - Week change: +$0.01 (+0.2%) - Year...
Istvan Csak // Shutterstock How gas prices have changed in Auburn in the last week CheapInsurance.com compiled statistics on gas prices in Auburn, AL metro area using data from AAA. Gas prices are current as of December 29. Auburn by the numbers - Gas current price: $2.51 --- Alabama average: $2.54 - Week change: -$0.02 (-0.8%) - Year change: -$0.15 (-5.5%) - Historical expensive gas price: $4.64 (6/12/22) - Diesel current price: $3.30 - Week change: -$0.06 (-1.7%) - Year change: +$0.07 (+2.1%)...
Christian Mueller // Shutterstock How gas prices have changed in Tuscaloosa in the last week CheapInsurance.com compiled statistics on gas prices in Tuscaloosa, AL metro area using data from AAA. Gas prices are current as of December 29. Tuscaloosa by the numbers - Gas current price: $2.47 --- Alabama average: $2.54 - Week change: -$0.02 (-0.9%) - Year change: -$0.23 (-8.5%) - Historical expensive gas price: $4.63 (6/14/22) - Diesel current price: $3.25 - Week change: -$0.08 (-2.5%) - Year...
Elen Nika // Shutterstock How gas prices have changed in Decatur in the last week CheapInsurance.com compiled statistics on gas prices in Decatur, AL metro area using data from AAA. Gas prices are current as of December 29. Decatur by the numbers - Gas current price: $2.47 --- Alabama average: $2.54 - Week change: -$0.01 (-0.3%) - Year change: -$0.23 (-8.6%) - Historical expensive gas price: $4.59 (6/15/22) - Diesel current price: $3.22 - Week change: -$0.02 (-0.5%) - Year change: -$0.00...
Elen Nika // Shutterstock How gas prices have changed in Anniston in the last week CheapInsurance.com compiled statistics on gas prices in Anniston-Oxford, AL metro area using data from AAA. Gas prices are current as of December 29. Anniston by the numbers - Gas current price: $2.48 --- Alabama average: $2.54 - Week change: -$0.01 (-0.5%) - Year change: -$0.28 (-10.1%) - Historical expensive gas price: $4.61 (6/11/22) - Diesel current price: $3.15 - Week change: $0.00 (0.0%) - Year change:...
Elen Nika // Shutterstock How gas prices have changed in Daphne in the last week CheapInsurance.com compiled statistics on gas prices in Daphne-Fairhope-Foley, AL metro area using data from AAA. Gas prices are current as of December 29. Daphne by the numbers - Gas current price: $2.50 --- Alabama average: $2.54 - Week change: -$0.03 (-1.1%) - Year change: -$0.20 (-7.3%) - Historical expensive gas price: $4.68 (6/12/22) - Diesel current price: $3.29 - Week change: -$0.05 (-1.6%) - Year change: +$...
Rangsarit Chaiyakun // Shutterstock How gas prices have changed in Dothan in the last week CheapInsurance.com compiled statistics on gas prices in Dothan, AL metro area using data from AAA. Gas prices are current as of December 29. Dothan by the numbers - Gas current price: $2.53 --- Alabama average: $2.54 - Week change: -$0.06 (-2.4%) - Year change: -$0.20 (-7.4%) - Historical expensive gas price: $4.67 (6/10/22) - Diesel current price: $3.42 - Week change: -$0.07 (-2.0%) - Year change: -$0.10...
Daniel Avram // Shutterstock How gas prices have changed in Gadsden in the last week CheapInsurance.com compiled statistics on gas prices in Gadsden, AL metro area using data from AAA. Gas prices are current as of December 29. Gadsden by the numbers - Gas current price: $2.51 --- Alabama average: $2.54 - Week change: +$0.03 (+1.2%) - Year change: -$0.18 (-6.8%) - Historical expensive gas price: $4.55 (6/15/22) - Diesel current price: $3.20 - Week change: -$0.02 (-0.5%) - Year change: -$0.00...
Istvan Csak // Shutterstock How gas prices have changed in Huntsville in the last week CheapInsurance.com compiled statistics on gas prices in Huntsville, AL metro area using data from AAA. Gas prices are current as of December 29. Huntsville by the numbers - Gas current price: $2.57 --- Alabama average: $2.54 - Week change: -$0.02 (-0.7%) - Year change: -$0.16 (-5.9%) - Historical expensive gas price: $4.60 (6/14/22) - Diesel current price: $3.32 - Week change: -$0.03 (-0.9%) - Year change:...
Rangsarit Chaiyakun // Shutterstock How gas prices have changed in Birmingham in the last week CheapInsurance.com compiled statistics on gas prices in Birmingham, AL metro area using data from AAA. Gas prices are current as of December 29. Birmingham by the numbers - Gas current price: $2.55 --- Alabama average: $2.54 - Week change: -$0.03 (-1.1%) - Year change: -$0.18 (-6.5%) - Historical expensive gas price: $4.61 (6/13/22) - Diesel current price: $3.33 - Week change: -$0.03 (-0.9%) - Year...
MONTGOMERY – Governor Kay Ivey on Monday announced Alabama has officially received its award number from the Centers for Medicare & Medicaid Services (CMS) for the federal Rural Health Transformation Program (RHTP), formally approving Alabama's plan and unlocking $203,404,327 in first-year funding. The five-year program, seeking to help improve healthcare access, quality and outcomes in the state, will be administered by the Alabama Department of Economic and Community Affairs (ADECA). "We a...
Katie Britt goes on CNN to Discuss Protecting Minors from the Growing Threat of Big Tech, AI December 28, 2025 - WASHINGTON, D.C. - U.S. Senator Katie Britt (R-Alabama) joined CNN's Jake Tapper on a special edition of State of the Union, which focused on the growing threat of Big Tech and artificial intelligence (AI). Senator Britt discussed raising teenagers in the age of social media and AI: "I often say I don't have to ask people what it's like to raise kids right now, I am living it," said...
Top science stories of 2025 2025 was a year of turmoil for many scientists — particularly in the United States, where job cuts and budget slashing have left many reeling. But it was also a year of promising advances in fields from gene therapy to quantum computing. In the U.S., executive orders by President Donald Trump led to the loss of thousands of jobs in government agencies, including NASA, which oversees space exploration, and NOAA, which runs the National Weather Service, among other v...
8 home-equity myths that are holding owners back Home equity is one of the biggest sources of wealth for American homeowners. Without the right context, decisions about home equity can get expensive, whether you’re considering borrowing against your equity now or in the future. Splitero has compiled the eight biggest myths that may be costing you money. Myth #1: Home equity equals cash in your pocket Perhaps one of the most pervasive misconceptions about home equity is that it automatically m...
