The people's voice of reason
The people's voice of reason
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Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some areas are still seeing price jumps compared to the year before. Stacker compiled a list of cities...
The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some areas are still seeing price jumps compared to the year before. Stacker compiled a list of cities...
Americans are clearly trying to get the most use out of their cars, as the average age for U.S. vehicles is now over 12 years old, according to an S&P Global Mobility report. Passenger cars, specifically, were 14 years old on average in 2024, the most of any motor vehicle type. This record-setting time frame means people will most likely need to take their vehicles in for repairs more than ever to keep them on the road longer. The General used Bureau of Labor Statistics data to map the concentra...
The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some areas are still seeing price jumps compared to the year before. Stacker compiled a list of cities...
8 ended on a high note, with the unemployment rate relatively unchanged at 4.1%, the Bureau of Labor Statistics reported on Jan. 10. Unemployment rates were higher in November than the prior year in 308 of 389 metro areas, though they dropped in 60 areas and remained unchanged in 21 areas, the BLS reported. The lion's share of job growth remained in government, social assistance, and health care, with openings in nursing, residential care facilities, and home health care leading employment...
December 14, 2022 – MONTGOMERY, AL – most Alabamians are busy preparing for Christmas and most Republicans are anxiously awaiting the return of President Donald J. Trump (R). Democrats on the other hand are mostly dreading the second Trump administration. Little noticed by most Alabamians, the Alabama Legislature is spending this time preparing for the 2025 Alabama regular legislative session which begins on Tuesday, February 4. This will be the third year of the quadrennium meaning that thi...
The City of Montgomery, AL, celebrated Veterans Day in grand style beginning with a special patriotic parade from the AL Capitol continuing down Dexter Avenue. Special Veterans Day activities were held at the Riverwalk Stadium. Thousands of veterans and others attended as the events unfolded with the arrival of a military helicopter that landed on the baseball field. COL John A. Eidsmoe, a U.S. Air Force veteran, served as emcee of the ceremonies. An Honor Guard from Maxwell Air Force Base...
December 4, 2024 – WASHINGTON, D.C. – U.S. Senator Tommy Tuberville (R-Alabama) spoke on the Senate floor about the urgent need to pass the Fiscal Year (FY) 2025 National Defense Authorization Act (NDAA). The NDAA – like the budget – is supposed to be passed before the start of the fiscal year – October 1; but yet again Congress as a whole and especially the Senate has not done their work and gotten this done. In his speech, Sen. Tuberville highlighted key conservative wins in the NDAA, inc...
As the new year approaches, many people begin thinking about their resolutions—typically focusing on physical health, saving money, or spending more time with family. One area that often gets overlooked is mental health. The pressure to "get fit" or "eat better" is well-known, but taking care of mental well-being is just as important as improving physical health, especially since mental health impacts every aspect of life. At first glance, mental health goals can seem intangible and s...
The holiday season arrived with a glittering price tag this year. Americans are projected to spend a whopping $902 per person on holiday expenses, according to the National Retail Federation. With more than half of holiday shopping still on the horizon after Thanksgiving, consumers have a prime opportunity to transform their financial strategy from stressed to savvy. Insights from Cardlytics, a provider of card-linked offers, reveal that many consumers are leaving money on the table—or more p...
The Alabama Department of Public Health (ADPH) has successfully completed a review process to maintain national accreditation status through the Public Health Accreditation Board (PHAB). In maintaining its accreditation status for another five years, ADPH has demonstrated that it meets PHAB's quality standards and measures and has the capacity to continue to evolve, improve and advance to continue improving the health of the residents of Alabama. PHAB was created to serve as the national public...
"It's not the destination, it's the journey," said American essayist Ralph Waldo Emerson. Ralph clearly was not among the travellers on one of more than 350 cancelled or 1,400 delayed flights after a worldwide tech outage caused by an update to Crowdstrike's "Falcon Sensor" software in July of 2023. U.S. airlines carried nearly 863 million travellers in 2023, with Canadian carriers accounting for another 150 million, many of whom experienced lost luggage, flight delays, cancellations, or were...
December 11, 2024 – WASHINGTON. D.C. – U.S. Senator Tommy Tuberville (R-Alabama) told reporters that he wants, "To do what is best for President Trump" in the ongoing budget negotiations. Presently the government is operating on an 80-day continuing resolution (C.R.) that kept the government funded to just before Christmas. Majority Leader Chuck Schumer (D-New York) chose not to bring up the budget bills prior to the election so that the budget would be in place on October 1 – as the law requi...
December 12, 2024 - MONTGOMERY, AL - Alabama Attorney General Steve Marshall (R joined 23 other states in urging the U.S. Senate to swiftly confirm President Trump's nominee, Kash Patel, as Director of the Federal Bureau of Investigation (FBI). The Republican attorney generals argue that Patel is a proven leader who will restore integrity to the FBI. Patel served as National Security Advisor to the House Intelligence Committee, where he uncovered Foreign Intelligence Surveillance Act abuse and...
Artificial intelligence has changed how people work and live in 2024, as companies create tools that can write code, generate images, and solve complex problems. The technology is seemingly everywhere, and while the advances have brought excitement, they have also kindled concern about AI's growing influence. Reflecting on another big year for AI, Creatie.ai curated five of the biggest AI stories in 2024. Issues of copyright and intellectual property, creative control, and how AI is being...
Governor Kay Ivey on Wednesday joined 25 of her colleagues in supporting President Trump's immigration policies. The twenty-six Republican governors released the following joint statement: "As Republican governors, we stand united in support of President Donald Trump's unwavering commitment to make America safe again by addressing the illegal immigration crisis and deporting illegal immigrants who pose a threat to our communities and national security. "When the Biden Administration refused to...
Technically speaking, a personal credit card can be used for business expenses, and many small business owners do. But that doesn't necessarily mean they should. While there's no law preventing people from using a personal card for business expenses, they will lose the legal protections they'd get with a business credit card if their company runs into debt. They'll also have a tough time separating their business and personal expenses when tax season hits. For those reasons, using a d...
FBI Director Christopher Wray has announced that he will resign ahead of President Donald J. Trump's inauguration. President-elect Trump had made it clear that he was planning on firing Wray when he announced that Kash Patel was his choice to lead the Federal Bureau of Investigation. Trump's dissatisfaction with the FBI was a major issue during the campaign. Under Wray's leadership, the FBI investigated traditional Catholics, parents who spoke out at local school board meetings, and other...
For most small businesses, offering health insurance is a way to attract and retain top talent, enhance employee satisfaction, and boost productivity. In fact, Thatch recently found that 73% of small business owners believe offering competitive benefits is important to their business' overall success. Balancing affordability, coverage, and compliance is no small feat when looking for the best health insurance for your small business. With complex insurance terms, varying coverage levels, and...
December 11, 2024 – WASHINGTON, D.C.. – Congresswoman Terri Sewell (D-Selma) voted in favor of the Fiscal Year 2025 (FY25) National Defense Authorization Act (NDAA). Rep. Sewell previously opposed the House bill over Republicans amendments she disagreed with. Sewell and her Democratic colleagues successfully removed many of these GOP provisions from the final House-passed version. The FY25 NDAA includes a 14.5 percent pay raise for junior enlisted service members and a 4.5 percent raise for all...
