Today is a federal and state holiday

July 3, 2026 - Is It a Federal Holiday?

Yes - Friday, July 3, 2026, is an observed federal holiday because Independence Day (July 4) falls on a Saturday. When a federal holiday lands on a weekend, it is typically observed either the Friday before or the Monday after. In this case, the preceding Friday is treated as the holiday for federal employees' pay and leave purposes FederalPay+1.

What This Means

Federal employees: Will get paid and take leave on July 3, 2026, even though it's not listed as a federal holiday in law FederalPay.

Government offices: Many state and local offices (e.g., DMVs, courts) will be closed on July 3 Yahoo+1.

Stock markets: NYSE and Nasdaq will be closed on July 3; trading resumes Monday, July 6 Yahoo Finance+1.

Banks: Most commercial bank branches will be open on July 3, but some may close early or adjust hours in observance of the holiday TODAY+1.

USPS: Post offices will be open with normal mail delivery on July 3; no delivery on July 4 TODAY+1.

UPS/FedEx: Delivery and pickup services will operate as usual on July 3 TODAY+1.

Key Takeaway

While July 3, 2026, is not a statutory federal holiday, it is officially observed as one for federal workers and many institutions. If you have appointments or transactions planned, check with your bank, government agency, or service provider to confirm hours.