The people's voice of reason
The people's voice of reason
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15% of people in the US eat in their cars. Here are the 10 states where mealtimes happen behind the wheel the most The majority of Americans eat meals in their car multiple times a week — despite the risk of stained seats and greasy steering wheels. A poll of 2,000 American adults conducted by bakery brand St Pierre from June 5-15 found that 87% of respondents eat in their car, with Georgians eating the highest percentage of drive-through dinners, gridlock-lunches and bumper-to-bumper b...
The states with the highest rates of uninsured drivers and what it costs everyone else Nearly every state requires drivers to carry auto liability insurance, yet millions of motorists are still on the road without it. In 2023, 15.4% of U.S. drivers were uninsured, according to the Insurance Research Council, meaning more than 1 in 7 motorists lacked coverage that could pay for injuries or damage they caused in a crash. The rate has increased since 2017 and remains elevated after a pandemic-era...
1 common IRA mistakes to avoid An individual retirement account, or IRA, is a popular retirement savings tool because of its tax advantages and investment flexibility. But to reap the rewards, it’s important to familiarize yourself with common IRA mistakes and understand how to avoid them. It’s never too soon — or too late — to get familiar with the retirement savings tools available. Knowing the basics of your IRA can help avoid some missteps. There are many intricacies to IRAs, so conside...
4 risk treatment strategies that separate proactive businesses from reactive ones A business functions within a continuous state of risk, whether it's through systems, vendors, data flows, regulatory fluctuations, or operational processes. Per Vanta's 2025 State of Trust Report—based on a survey of 3,500 business and information technology leaders—56% of organizations encounter threat activity at least once a week, while 79% encounter it at least once a month. With risks compounding, tradi...
Research on watching sports suggests World Cup fans may get a well-being boost With 2026 FIFA World Cup matches taking place across the U.S., millions of fans are crowding into living rooms, sports bars and stadiums to cheer and groan in unison. It's the same energy that takes over during the Super Bowl, March Madness, the NBA Finals and the World Series, when a city or a whole country briefly turns into one giant party. It raises the question: Can rooting for a team actually be good for you? A...
You placed the QR Code right. What next? Travel brands can spend significant time debating QR Code placement: the lobby, hotel rooms, airport gates, or café counters. When they get placement right, the next step is ensuring the scan actually performs. However, if you stop at placement, you’ll lose valuable data and conversions. A traveler can scan the same QR Code in two different moments and behave quite differently. At the shuttle stand, they’re rushed. In the hotel room, they’re relaxe...
How much do AI tokens cost businesses? AI token costs for businesses ranged from a few hundred dollars to hundreds of thousands per month in April 2026, depending on company size, model selection, and how many workflows run on AI. Based on proprietary data from Ramp, the median monthly spend was $2,246. The average monthly spend was $140,842. That gap reflects how AI spend actually distributes: Most companies are in early or moderate adoption, but a single team or automated workflow running...
How can you afford the wedding of your dreams Whether your big day is in a few months or a few years, financially planning for a wedding is a big achievement for many couples in budding relationships. It may take some work, time, and tough conversations, but on the other end of it all, waiting for you both is likely one of the most special days of your lives. A wedding is an occasion for you and your future spouse to begin making joint financial decisions, a skill that will set you up for a...
The hidden costs causing monthly housing payments to rise When people think about buying a home, the focus is on price, down payments, and the interest rate. But a growing share of today’s housing payment isn’t going toward building equity at all. In many U.S. metros, property taxes and homeowners insurance can consume more than one-third of the average monthly mortgage payment — and in some cases, nearly half. These non-mortgage costs can quietly add hundreds or even thousands of dollars to mo...
ssbooklet // Shutterstock Cities with the most UFO sightings in Alabama When pilot Kenneth Arnold took off from Chehalis, Washington, in his single-engine airplane one afternoon in June 1947, he was looking for a lost military aircraft that had crashed. But what he found was something completely different—something that would set off a cultural obsession in the U.S. that persists today. While flying around Mount Rainier, Arnold reportedly encountered nine curious, wingless objects speeding t...
6 World Cup-inspired recipes for the grill The FIFA World Cup has a way of bringing the world together through competition, tradition, and celebration. These seven globally inspired recipes showcase distinctive flavors from across the globe. They feature everything from Korean-style pork chops to Mexican carne asada to Irish comfort food. Below, Wildfire Outdoor Living shares recipes made for gathering with friends and celebrating every goal. Korean Chili Pork Chops A plate of Korean Chili Pork...
7 common landlord-tenant insurance mistakes property owners make Commercial landlord-tenant insurance can get confusing fast, especially when damage happens, and everyone assumes the other party’s policy will handle it. Your tenant may carry business insurance, but that doesn’t always mean your property is fully protected. That’s where a lot of commercial landlords get caught off guard. Maybe a tenant’s coverage falls short, or their responsibility is ambiguous in the lease. The good news is...
From moneyball to Wall Street: How big finance changed sports Walk into any top sports franchise these days, and you could be forgiven for thinking you’ve stumbled into the nerve center of a Fortune 100 firm. That’s because the people shaping the future of our favorite sporting leagues are no longer wealthy owners handing out blank cheques to the likes of Bill Belichick or Pep Guardiola. Instead, there’s a plethora of data scientists, venture capital investors, and former Wall Street kingp...
A scientific case for climate optimism with ecologist Tom Crowther Negative feedback loops, which amplify the effects of climate drivers, are among the scariest processes in climate science. Melting ice in one example exposes darker water and land, which absorb more heat, causing more ice to melt. But ecologist Tom Crowther focuses on their opposite—positive feedback loops—as one of nature’s most powerful engines of repair. Crowther, a professor of ecology at the Department of Envir...
The hidden work behind every ‘overnight’ AI startup The myth of the overnight AI startup is an easy sell. It’s inspirational. It’s dripping with genius. One day, no one has ever heard of the company, and the next day, it’s plastered across every media channel and about to turn into a unicorn. The thing is, every “overnight” success has a long backstory you don’t see: the months’ or years’ worth of work, the users who didn’t convert, the messaging that had to be rewritten, and the models that d...
Where it pays to be in nursing in 2026 Nursing is a calling, but it’s also a paycheck, and location can have a major impact on that paycheck’s true value. While demand for nurses exists across the U.S., compensation does not factor evenly from state to state. After accounting for differences in local costs, some states offer nurses materially stronger earning power than others, making geography an important part of the profession’s financial equation. That compensation gap matters not only for n...
The summer concert state rankings: Which states pack more festivals, shows, and tours in 2026 Summer 2026 is shaping up to be one of the densest live music seasons in recent years. From packed festival calendars to a resurgent touring industry, a handful of breakout U.S. states are finally getting the traffic they deserve. Not all states are created equal when it comes to live music density, though. ThatsThem has compiled per-capita concert data, venue infrastructure metrics, and festival...
The states where flood risk is rising fastest, and how many homes aren't insured for it Floods are the costliest and most common natural disaster in the U.S., causing more than $8 billion in damage in 2024, according to the Federal Emergency Management Agency. $3.8 billion happened in areas not considered high risk. Fathom’s U.S. Flood Risk Index [2026] estimates that the average annual exposure of the U.S. population will increase by 72.6% by 2050 from 2020 levels. In Louisiana, where flood r...
alisalipa // Shutterstock Coldest Julys in Alabama since 1895 Stacker compiled a ranking of the coldest Julys in Alabama since 1895 using data from the National Centers for Environmental Information. Rankings are based on the lowest average temperature in each month. For each of the coldest months listed below, we've included the average state temperature, state-wide highs and lows for the month, and the total precipitation. #10. July 1975 (tie) - Average temperature: 78°F - Monthly high...
Savings accounts for kids: A guide for parents Whether your child’s piggy bank is stuffed, or you want to be proactive about teaching them smart money habits, a kids savings account can be a great tool to kick off building your child’s financial literacy. What is a kids savings account? Parents can open a savings account and designate it for a child, even when minors can’t open an account by themselves, Ally Financial reports. As the account owner, you can use it as a tool to teach your child...
How AI is changing the insurance claims process and what it means for accident victims While a car crash once meant days of phone calls, inspection appointments, and back-and-forth paperwork, some insurance claims can now begin with a smartphone photo, a telematics record, or an automated estimate generated before an adjuster ever sees the damaged vehicle. That shift is changing one of the most stressful parts of an accident: the period after the crash, when injured people are trying to...
6 housing markets where sellers still call the shots The housing market looks very different this summer than it did just a few years ago. In many parts of the country, buyers finally have more room to negotiate as inventory rises and homes take longer to sell. Nationally, existing-home sales are mostly flat year over year, while housing inventory continues to grow and affordability is improving across every region, according to the National Association of Realtors (NAR). But some markets are...
The majority of CFOs require human oversight of agentic AI. Here are the 4 governance frameworks finance teams are actually using. For most enterprise finance teams, agentic AI is already up and running. For some businesses, it’s reconciling accounts, flagging anomalies, and classifying transactions. In others, it’s autonomously preparing the key components needed for indirect tax filings. The vendor pitch of faster close cycles, fewer manual errors, and a finance function that can scale is com...
How to tell if a wellness trend is actually backed by science The wellness industry now generates more than $6.8 trillion globally, according to the Global Wellness Institute, and much of its influence moves through social feeds before it ever reaches a doctor's office. A Pew Research Center survey conducted in October 2025 found that half of U.S. adults under 50 get health and wellness information from influencers or podcasters, while fewer than 1 in 5 of those creators are conventional...
The security challenges behind America’s biggest party Independence Day is one of America’s biggest celebrations, with thousands of temporary events happening across the country, all at the same time. For security staff, this can create problems, including overcrowding, heavy traffic, unfamiliar layouts, and lots of people trying to leave at the same time. The Fourth of July is huge, as AAA projected that 72.2 million people would travel at least 50 miles from home during the 2025 Ind...
