The people's voice of reason
The people's voice of reason
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The culmination of football season is upon us, and fans are already donning their lucky jerseys and getting ready to whip up some wings. Each team has its game day superstitions—unwashed jerseys and a rabbit's foot for the Eagles, and red underwear and lucky helmets for the Chiefs—and each comes to the big game with its own mission: Eagles fans are eager to reverse their luck from 2023, whereas Chiefs fans are hoping to hold on to their title for a third year in a row. In the spirit of rev...
Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scoring models, however, there is a clear winner: FICO® Score is used in roughly 90% of lending decisions. It's crucial that consumers understand at least the basics of how credit reports work and how credit scores are calculated. After all, a high credit score can get borrowers the best deals on loans and credit cards, potentially...
With the changing of the seasons, you may also experience a change of your mood. As the days get longer, sunnier, and warmer in the summer, moods tend to get lighter and brighter as well. Conversely, in the winter, we may notice a shift towards a more down or bluer mood—a condition known as winter blues. The winter blues are very common, with many people experiencing mood shifts during colder, darker winter days. But what are the winter blues exactly? Hers breaks down the winter blues, what caus...
Whether you're getting ready for the big game or prepping for a community tailgate, slow cooker recipes are a simple and hearty way to feed a crowd. Plus, they typically require very little effort to prepare, so you can spend less time in the kitchen and more time getting hyped for the football game with your friends and family. But it's easy to lose sight of your health goals when grazing at a tailgate buffet. Maybe you're trying to hit a daily protein goal or cut back on fats and sugar....
Remote work has transformed how millions of Americans approach their jobs. While many workplaces adopted telework out of necessity due to the COVID-19 pandemic, the trend has evolved from a rare exception to common practice. It's impacted everything from public transportation patterns to housing markets to such a degree that some have called it a "revolution." Between 2019 and 2021, the rate of people working remotely tripled to 17.9% of the workforce, according to the Census Bureau. By the end...
In 1955, the Ventu Park wildfire tore through the canyons above Malibu, burning nearly 14,000 acres and eight homes. The same area saw two large fires burn hillsides and homes over the next three years. There were two in the 1970s, one in the '80s and three in the '90s. This century those hills saw the Woolsey fire, one of the most destructive burns in California history. The Franklin fire, which scorched the hills just last month, has now been overshadowed by the firestorm that followed,...
Cash management focuses on the day-to-day liquidity of a company, ensuring funds are available to meet short-term obligations. Treasury management encompasses all aspects of a company's financial management strategy, including cash management, debt management, risk management, and strategic financial planning. Understanding the difference can help you make better financial decisions for your company. It's all about knowing when to focus on the short-term and when to think long-term. Differences...
When Karen Sicner and her husband John made the decision to relocate from metro Atlanta to build a new home on a two-acre homesite in rural Sylva, North Carolina, moving closer to their daughter and her family in Tennessee was a major factor. Since then though, they've discovered that there are other perks connected to trading city life for country living that have nothing to do with getting geographically closer to family, The Daily Yonder reports. "I've been downtown (Atlanta) today and it's...
Health is generally top of mind in the new year. And while going to the gym and eating better are all noble goals, more Americans are choosing to cut down on alcohol as part of starting fresh in January. The shift is largely due to "Dry January," the commitment to abstain from drinking for one month, a movement the British nonprofit Alcohol Change UK started in 2013. However, its origins trace back to WWII, when the Finnish government encouraged citizens to cut down on alcohol use to save...
Winter can bring a suite of maladies: runny noses, itchy sweaters, a fluke skiing accident. But for some, the worst is Seasonal Affective Disorder, or SAD, a depression that sets in as the days grow shorter. SAD is estimated to affect 5% of the U.S. adult population-and Lyft data would seem to confirm that. Riders are less likely to use positive words when reviewing their drivers during winter months, particularly in February, the month when SAD symptoms tend to peak in the U.S Who's Most Likely...
The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average FICO® Score in the United States hasn't decreased on an annual basis. The resilience of the U.S. consumer evident here has arguably been assisted by increased awareness of financial matters, including the power of their credit score. Consumer credit score highlights include: - Credit card balance...
The glitz and glam of Hollywood captures the attention of Americans starting from an early age. Beyond celebrities' Instagram Stories and red carpet poses, there are actors out there paying their dues and honing their craft in pursuit of a sustainable career or a fulfilling sideline. Submitting to casting calls is a big part of that journey. Whether you're a working actor or an aspiring one, you might be curious to know which movies and TV shows are casting roles near you. Backstage compiled a...
The glitz and glam of Hollywood captures the attention of Americans starting from an early age. Beyond celebrities' Instagram Stories and red carpet poses, there are actors out there paying their dues and honing their craft in pursuit of a sustainable career or a fulfilling sideline. Submitting to casting calls is a big part of that journey. Whether you're a working actor or an aspiring one, you might be curious to know which movies and TV shows are casting roles near you. Backstage compiled a...
The glitz and glam of Hollywood captures the attention of Americans starting from an early age. Beyond celebrities' Instagram Stories and red carpet poses, there are actors out there paying their dues and honing their craft in pursuit of a sustainable career or a fulfilling sideline. Submitting to casting calls is a big part of that journey. Whether you're a working actor or an aspiring one, you might be curious to know which movies and TV shows are casting roles near you. Backstage compiled a...
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. High mortgage rates are also making monthly payments more expensive; as of January 16, the 30-year fixed mortgage rate sits at 7.04%....
The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some areas are still seeing price jumps compared to the year before. Stacker compiled a list of cities...
Americans are clearly trying to get the most use out of their cars, as the average age for U.S. vehicles is now over 12 years old, according to an S&P Global Mobility report. Passenger cars, specifically, were 14 years old on average in 2024, the most of any motor vehicle type. This record-setting time frame means people will most likely need to take their vehicles in for repairs more than ever to keep them on the road longer. The General used Bureau of Labor Statistics data to map the concentra...
The real estate frenzy spurred by the coronavirus pandemic continues, though at a slower pace. Buyers are still competing for a limited supply of housing, driving up prices for affordable properties. The typical home value in the United States was $358,461 in December, 2.6% higher than the year before. Increasing mortgage rates have slowed growth, with prices even declining in some places. But some areas are still seeing price jumps compared to the year before. Stacker compiled a list of cities...
8 ended on a high note, with the unemployment rate relatively unchanged at 4.1%, the Bureau of Labor Statistics reported on Jan. 10. Unemployment rates were higher in November than the prior year in 308 of 389 metro areas, though they dropped in 60 areas and remained unchanged in 21 areas, the BLS reported. The lion's share of job growth remained in government, social assistance, and health care, with openings in nursing, residential care facilities, and home health care leading employment...
When you're on a weight loss journey, it's natural to seek tips and tricks to help reach your goals. From fad diets to weight loss "hacks," it can be tempting to try the latest trend, like the so-called "coffee loophole for weight loss." But does this method truly hold the key to shedding pounds? Ro dives into the science and explores the truth behind the seven-second weight loss coffee loophole. Key Takeaways - The "coffee loophole" for weight loss is a trend that suggests drinking coffee...
