The people's voice of reason
The people's voice of reason
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How economic uncertainty is shaping Black Friday and Christmas spending frenzy Market participants, analysts, and economists have all been looking for signs of a recession since 2022. An economic hard landing following the post-COVID boom seemed almost inevitable, given the numerous warnings that had appeared throughout. But as the end-of-year holiday shopping season approaches, a real test could be coming for the North American economies, which OANDA examines here. The strategic consumer: How...
5(k) savings by age: Complete 2025 contribution guide and targets The ideal 401(k) balance by age 30 is 1x your annual salary, 3x by age 40, 6x by age 50, 8x by age 60, and 10x by age 67. In 2025, you can contribute up to $23,500 annually to your 401(k), plus an additional $7,500 catch-up contribution if you're 50 or older. To maximize your 401(k), contribute at least enough to get your full employer match, increase contributions by 1%-2% annually, and aim to save 10%-15% of your income for re...
zedspider // Shutterstock Cheapest gas stations in Gadsden Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Gadsden using data...
Irene Miller // Shutterstock Cheapest gas stations in Auburn Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Auburn using data f...
zedspider // Shutterstock Cheapest gas stations in Daphne Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Daphne using data from...
zedspider // Shutterstock Cheapest gas stations in Tuscaloosa Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Tuscaloosa using...
Elena Babanova // Shutterstock Cheapest gas stations in Mobile Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Mobile using...
zedspider // Shutterstock Cheapest gas stations in Montgomery Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Montgomery using...
Elena Babanova // Shutterstock Cheapest gas stations in Decatur Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Decatur using...
jittawit21 // Shutterstock Cheapest gas stations in Huntsville Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Huntsville using...
Elena Babanova // Shutterstock Cheapest gas stations in Birmingham Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Birmingham...
jittawit21 // Shutterstock Cheapest gas stations in Dothan Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Dothan using data...
jittawit21 // Shutterstock Cheapest gas stations in Anniston Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Anniston using...
Elena Babanova // Shutterstock Cheapest gas stations in Florence Anyone who drives a car understands the sting of having to fill up their tank and pulling into the gas station, only to discover that gas prices have skyrocketed. Paying extra for gas means you have less to spend on other things, which, over time, can really put a crimp in your budget. Cheap Insurance explored some of the reasons behind major changes in gas prices, and compiled a list of the cheapest gas stations in Florence using...
October 6, 2025 – MONTGOMERY, AL – The government shutdown has now stretched for 37 days and lawmakers in D.C. are not optimistic that there will be a resolution anytime soon to the partisan impasse. Senate Democrats are refusing to consent to a routine continuing resolution (CR) that would give the parties more time to work on the 2026 budget – which was supposed to be finished by September 30 but now appears impossibly delayed. The number of Alabamians affected by the shutdown continue to gr...
MONTGOMERY, AL — In light of the recent discontinuation of federal SNAP (Supplemental Nutrition Assistance Program) funding, the City of Montgomery is sharing information to help residents connect with local organizations offering free food and essential support. “We want to make sure residents know where to turn for help,” said Mayor Steven L. Reed. “Our goal is to get this information into the hands of those who need it most.” A number of churches, nonprofits, and food banks across Montgomery are stepping up to provide groceries, meals, an...
Montgomery Alabama, a city steeped in civil rights history and Southern charm, is facing a modern crisis that threatens its communities and public safety: the rising prevalence of gang violence. Once considered a peripheral issue, gang- related crime has surged into the spotlight in 2025, prompting concern from residents, law enforcement, and state officials alike. A Violent Wake-Up Call The urgency of the problem was underscored on October 5, 2025, when a shootout between rival gangs erupted...
How will tariffs impact your holiday shopping? Rising prices have been top of mind for consumers for several years, especially coming off the high inflation after the pandemic. Now, rising global tensions in 2025, including new tariffs, are starting to impact people’s wallets. In fact, the Harvard Business School Pricing Lab, which has been tracking the effect of tariffs on more than 350,000 goods, has found prices are around 5% higher as a result of them. As you’re preparing for your hol...
October 24, 2025 - OXFORD, AL - Alabama businessman Rodney Walker has made a bold financial commitment to his campaign for the United States Senate, investing $350,000 of his own money to support his bid for federal office. The substantial contribution underscores Walker's pledge to bring principled, conservative leadership to Washington and reflects his belief in self-funded, grassroots-driven campaigning. Walker, president of Patriot Fueling Centers USA and Walker Lands and Cattle LLC,...
November 6, 2025 - MONTGOMERY, AL – Governor Kay Ivey on Wednesday announced Alabama's plan for the federal Rural Health Transformation Program (RHTP) has been submitted to the Centers for Medicare & Medicaid Services (CMS). The One Big Beautiful Bill Act – which President Trump supported and Congress passed in July – includes the RHTP, a multi-year, $50 billion program that empowers states to strengthen rural communities across America by improving healthcare access, quality and outcomes by tra...
November 4, 2025 - MONTGOMERY, AL – Governor Kay Ivey on Tuesday announced she is releasing $2 million of the state's emergency funds to go towards eight food banks, serving all of Alabama's 67 counties. This comes on the 4th day of the month, which is the first day some of the state's Supplemental Nutrition Assistance Program (SNAP) recipients will miss an issuance of those benefits to their Electronic Benefit Transfer (EBT) cards. In Alabama, SNAP benefits are issued to recipients' EBT c...
How to handle employee misuse of company credit cards When an employee uses a company credit card for personal expenses, it could be a mistake or a deliberate act of misuse. This often happens when employees confuse their personal credit card with their employee credit card, especially during a business trip or while juggling both cards in their wallet. In either case, it's important to take action to address the situation and implement measures to prevent future misuse. Ramp walks through how...
November 5, 2025 - WASHINGTON – Today, U.S. Senator Tommy Tuberville (R-AL) joined U.S. Senators Roger Marshall (R-KS) and Cindy Hyde-Smith (R-MS) in introducing the Direct Interstate Retail Exemption for Certain Transactions (DIRECT) Act, legislation that would give livestock and poultry producers greater market access nationwide. The DIRECT Act would create a narrow exemption to allow small producers and butchers greater flexibility for interstate sales without compromising food safety or j...
November 4, 205 – BIRMINGHAM – Congresswoman Terri Sewell (D-07) called on President Donald J. Trump (R) to fully fund Supplemental Nutrition Assistance Program (SNAP) benefits while the government shutdown continues. President Donald J, Trump (Rhas announced that beneficiaries will receive partial benefits this month. Sewell was at the Community Food Bank of Central Alabama in Birmingham on Tuesday to help fill food boxes for the underprivileged. The Community Food Bank serves 6,000 fam...
