The people's voice of reason
The people's voice of reason
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Motorcycle insurance and state helmet laws: A 50‑state overview Motorcycle insurance coverage protects riders and their bikes from financial loss due to liability, collision damage, theft, and other risks. State helmet laws intersect with insurance considerations because helmet use affects injury severity, safety statistics, and sometimes even premium cost factors. Cheap Insurance explores how each state approaches helmet requirements, helping to clarify differences in rider risk profiles and i...
Canada produces a lot of oil. So does Venezuela. How does it all fit together? Politicians in Alberta like to claim credit, or cast blame, when it comes to the price of a barrel of oil. Low prices are Ottawa’s fault, or the previous government’s — its regulations or policy or ideology or some mishmash of all three. High prices are the result of prudent governance, of course. In reality, Canada, and Alberta in particular, are at the mercy of global markets and global powers that are large...
Best home insurance companies for 2026 Methodology In late 2025, Insure.com surveyed more than 2,000 insurance consumers through an independent research firm, Dynata. Customers named their insurer and rated it on satisfaction, ease of service, policy options, claims handling, digital experience, discounts, bundling, rate increases, older homes and standard coverages. Survey respondents were also asked whether they planned to renew, would recommend their insurer and trusted their insurer....
January 13, 2026 – Alabama Governor Kay Ivey (R) delivered her ninth and final State of the State address as the Alabama Legislature opens the 2026 regular session ahead of the 2026 Republican and Democratic primaries on May 19 to elect new leadership. “My fellow Alabamians! The momentum is in our sails in Alabama – and we are not done yet!” declared Governor Ivey. “Today marks my 10th Regular Session as governor,” said Gov. Ivey. “Since then, we have seen investments totaling $69 billion which...
MONTGOMERY, AL - Central Alabama Veterans Health Care System recently commemorated the 85th anniversary of its Montgomery Campus during a Dec. 15, 2025, observance honoring more than eight decades of service to Alabama's Veterans. The ceremony brought together community leaders, Veterans, and staff at the Montgomery Campus' West Campus to reflect on the facility's enduring legacy, which began when the hospital first opened its doors on Nov. 1, 1940. "This anniversary is not just about a...
January 17, 2026 - Alabama awoke this week to the heartbreaking news that John Giles, a longtime conservative leader, advocate, and man of deep Christian faith, passed away after a lifetime devoted to service. His death leaves a profound emptiness in the communities he touched, the causes he championed, and the countless people who drew strength from his unwavering commitment to faith and country. For decades, Giles stood as one of Alabama's most recognizable voices in the world of Christian...
A Turning Point in the Opioid Crisis After years of devastating loss, the United States is seeing a dramatic and unexpected decline in overdose deaths. According to CDC data, fatalities dropped by nearly 25% from 2023 to 2024, with some states reporting even steeper declines. For Alabama families, this shift offers a glimmer of hope - but also a reminder that progress remains fragile. What's Driving the Decline? Experts point to a mix of public health interventions, drug market changes, and...
COLUMBIA - A new video released by Colombian guerrilla commander Néstor Gregorio Vera Fernández, better known as "Iván Mordisco," is drawing international attention after he urged Latin American rebel groups to unite against the United States in the wake of former Venezuelan President Nicolás Maduro's capture by U.S. forces. The message, first reported by Reuters and carried by multiple outlets including Fox News, marks one of the most aggressive public calls for regional insurgent coo...
What you need to know about the codes healthcare providers use to classify slip-and-fall accidents When you get treatment after a slip-and-fall accident, your healthcare providers will classify your injury using an ICD-10 code. Healthcare providers use ICD-10 codes to identify the external cause of a patient’s injury or health condition, facilitate data collection and research, and improve consistency in injury classification. ICD-10 codes also advise insurance companies of the reasons for a p...
A senior militant leader directly linked to a December ambush that killed two American service members and an interpreter has been eliminated in a U.S. airstrike in northwest Syria, U.S. Central Command (CENTCOM) announced Saturday. The precision operation marks the latest escalation in Washington's campaign to dismantle extremist networks responsible for targeting American forces in the region. The strike, conducted on Friday, Jan. 16, targeted Bilal Hasan al‑Jasim, an Al‑Qa...
WASHINGTON, D.C. - The U.S. Supreme Court will hear oral arguments tomorrow in two closely watched cases that could reshape the future of women's sports nationwide. The consolidated cases - Little v. Hecox and West Virginia v. B.P.J. - will determine whether Idaho and West Virginia may enforce laws restricting participation in female sports to biological females. A ruling is expected by June 2026. At least 27 states have enacted similar laws, meaning the Court's decision could have sweeping...
US auto manufacturing heads into 2026 with less margin for error U.S. auto manufacturing is entering 2026 leaner than it was a year ago and with less room for disruption. Federal labor data shows employment in motor vehicles and parts manufacturing fell by roughly 29,000 workers in 2025, even as production expectations largely held. The result is an industry operating with fewer people and less slack than in prior years. While payrolls shrank, the pace of work did not slow in the same way....
7 top US cities to live in, rated by homeowner type For many Americans, 2026 feels like a reset button. After years of volatile housing markets, rising costs, and changing priorities, the question isn’t just where can I afford to live? — it’s where can I actually thrive? Some cities are answering that question better than others, offering a mix of stability, opportunity, and day-to-day quality of life that’s increasingly hard to find. It’s essential to connect with a real estate agent familiar w...
Former U.S. Vice President Kamala Harris will return to Alabama's capital city in February as part of a national tour promoting her bestselling memoir 107 Days. Harris is scheduled to appear at the Montgomery Performing Arts Centre (MPAC) on February 12, 2026, for a live conversation about her career, her time in the White House, and the political and personal experiences that shaped her book. The event, titled "A Conversation with Kamala Harris," is expected to draw a large audience from...
Democratic presidential contenders test the waters during midterm ‘shadow campaign’ The next presidential election is still two years away, but several prominent Democrats are already positioning themselves for 2028 — using midterm elections as a proving ground to build influence, relationships and national profiles. California Gov. Gavin Newsom has banked nearly $4 million in his leadership PAC, ready to assist his fellow Democrats in this year’s midterm elections, according to OpenSec...
Today, the United States marks Martin Luther King Jr. Day, the annual federal holiday set aside to recognize the life and work of the Baptist minister and civil rights leader whose influence helped reshape American law and society. Observed on the third Monday of January, the holiday aligns with King's birthday on January 15, 1929, and has become both a day of remembrance and a day of service across the country. Martin Luther King Jr. Day is one of the nation's newer federal holidays, officially...
Confederate General Robert E. Lee's birthday is on January 19. Robert E. Lee Day has been an official state holiday in Alabama since sometime in the late 1800s. Lee was the most renowned general of the Confederacy in the Civil War and tens of thousands of Alabamians served under his command. Lee was revered by the southern states during the war, but after the war and the long humiliating military occupation during Reconstruction the cult of personality around Lee and his accomplishments during t...
U.S. Rep. Gary Palmer has officially qualified to seek another term representing Alabama's 6th Congressional District, entering the 2026 election cycle as one of the state's most senior Republican lawmakers. His name appears on the Alabama Republican Party's list of qualified candidates for federal office, confirming his intent to run again in a district he has held since 2015. Palmer, first elected in 2014, represents a district that includes portions of Jefferson, Shelby, Blount, Bibb, and...
January 18, 2026- WASHINGTON, D.C. – President Donald J. Trump (R) completely reset the Senate race in Alabama when he endorsed Congressman Barry Moore (R-01) for the open Senate seat currently held by Tommy Tuberville (R-Alabama). Moore was already considered to be the most conservative candidate in the field – he is the most conservative of the five Alabama Congressman. The Trump endorsement shows that he has the confidence of the President. "Congressman Barry Moore, an America First Pat...
The Iranian government has now verified that at least 5,000 people have been killed during the sweeping crackdown on protests that erupted in late December - a staggering death toll that marks the bloodiest internal repression in the Islamic Republic's 47‑year history. The figure, confirmed by an Iranian official speaking to Reuters and reported by multiple international outlets, includes roughly 500 security personnel and thousands of civilians. The protests began over economic collapse and inf...
MONTGOMERY - The Alabama House of Representatives moved swiftly through a packed agenda Thursday, advancing a slate of bipartisan bills touching education, election integrity, economic regulation, and public services. The day marked one of the most productive legislative sessions of the young 2026 cycle, with lawmakers signaling early priorities that will shape debates in the weeks ahead. While the Senate also passed several measures Thursday, the House's actions stood out for their broad bipart...
Big changes in 2026 traffic laws: What drivers should know nationwide Traffic laws in the U.S. are changing in 2026. States are adding new ways to catch people breaking laws, increasing fines, and putting in place rules to make driving safer. While not every new rule directly affects car insurance, certain violations, such as speeding and DUI-related offenses, often contribute to higher premiums. It’s not one big national change. Instead, it’s a trend toward using cameras and other tech to enf...
How to implement AI training for employees Most teams don't struggle to implement AI in their daily workflows because they're resistant to change. They struggle because they haven't been given the structure to learn how to use it effectively. Employees who receive formal AI training are far more likely to see it as a boost to their productivity and efficiency. Yet only about 50% of workers using AI today say their organization has offered any training at all. That's the gap. Teams are eager to...
How business insurance can help protect you from snow, hail and winter storm damage Winter storms can reduce foot traffic to a brick and mortar retail business. There’s also supply chain disruptions, power outages, property damage, spoiled inventory and more to consider during the winter months. And yet, according to an ERGO NEXT survey, more than half of small business owner respondents admitted that they don’t feel adequately insured. 48% of restaurant owners alone reported winter wea...
The average savings account balance in the US: Here’s how much Americans have in the bank The typical American household has $8,000 in its bank account, according to the latest data from the Federal Reserve’s Survey of Consumer Finances, carried out in 2022. That’s the median transaction account balance as of 2022, which includes savings, checking, money market, call accounts, and prepaid debit cards. The average balance in those bank accounts among American households is $62,410. Despite the m...
